Analysis
In Arkansas, math bachelor's degrees cluster tightly around $41,000 in first-year earnings, and Southern Arkansas University's program appears to follow that pattern. With estimated debt of $16,711—well below the national median of $21,500 for math programs—the 0.41 debt-to-earnings ratio suggests graduates could manage their loans on a starting salary, paying roughly 10% of gross income if using standard repayment terms.
The catch is that Arkansas math graduates earn about $8,000 less annually than the national median of $48,772. That gap compounds over time, potentially reaching $200,000 or more across a career. Whether that matters depends on your priorities: staying in Arkansas with manageable debt, or maximizing lifetime earnings elsewhere. The actual outcomes for SAU's specific cohorts aren't publicly available due to small sample sizes, so these estimates are drawn from just three comparable programs statewide—meaning individual experiences likely vary more than these averages suggest.
If your child plans to teach high school math or work locally, the combination of lower debt and regional earnings expectations makes sense. But if they're aiming for data science, actuarial work, or tech roles that typically pay $60,000+ nationally, they should build skills beyond the core curriculum—internships, programming, statistical modeling—to bridge that earnings gap regardless of where they study.
Where Southern Arkansas University Main Campus Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Arkansas
Mathematics bachelors's programs at peer institutions in Arkansas (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,820 | $40,993* | — | $16,711* | — | |
| $9,748 | $41,409* | $63,050 | $16,500* | 0.40 | |
| $10,118 | $40,993* | — | $16,711* | 0.41 | |
| $7,754 | $32,625* | $39,009 | $20,500* | 0.63 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Arkansas University Main Campus, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in AR. Actual outcomes may vary.