Median Earnings (1yr)
$23,883
21st percentile (40th in TX)
Median Debt
$9,500
8% below national median
Debt-to-Earnings
0.40
Manageable
Sample Size
608
Adequate data

Analysis

This program delivers concerning financial outcomes that suggest caution. With median earnings of $23,883 one year after graduation, graduates earn about $4,000 less than the national median for similar programs and $1,700 below the Texas state median. More troubling, earnings actually decline slightly over four years instead of growing, indicating limited career advancement potential in this field.

The debt picture offers the only bright spotβ€”at $9,500, it matches the Texas median and sits below the national average. This keeps the debt-to-earnings ratio at a manageable 0.40, meaning graduates can theoretically pay off their debt in less than half their annual salary. However, the low absolute earnings mean even this modest debt burden may feel significant for day-to-day finances.

Looking at Texas alternatives reveals much stronger options. Top-performing programs at Galveston College and Dallas College produce graduates earning $10,000+ more annually with similar debt loads. The 76% Pell Grant rate indicates this program primarily serves lower-income students who need strong earnings outcomes to justify the investment. While the debt is reasonable, the below-average earnings and lack of income growth make this a questionable choice when better-performing programs exist throughout Texas.

Where Southern Careers Institute-Pharr Stands

Earnings vs. debt across all health and medical administrative services certificate's programs nationally

Southern Careers Institute-PharrOther health and medical administrative services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southern Careers Institute-Pharr graduates compare to all programs nationally

Southern Careers Institute-Pharr graduates earn $24k, placing them in the 21th percentile of all health and medical administrative services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Health and Medical Administrative Services certificate's programs at peer institutions in Texas (97 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southern Careers Institute-Pharr$23,883$23,676$9,5000.40
Galveston College$34,532β€”β€”β€”
Dallas College$34,135$33,568β€”β€”
San Jacinto Community College$33,410$37,001$16,0000.48
The College of Health Care Professions-Austin$31,619$33,930$9,5000.30
The College of Health Care Professions-Dallas$31,619$33,930$9,5000.30
National Median$27,783β€”$10,3720.37

Other Health and Medical Administrative Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Galveston College
Galveston
$2,546$34,532β€”
Dallas College
Dallas
$2,370$34,135β€”
San Jacinto Community College
Pasadena
$1,992$33,410$16,000
The College of Health Care Professions-Austin
Austin
β€”$31,619$9,500
The College of Health Care Professions-Dallas
Dallas
β€”$31,619$9,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Careers Institute-Pharr, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 608 graduates with reported earnings and 722 graduates with debt data. Small samples may not be representative.