Health and Medical Administrative Services at Southern Careers Institute-Waco
Undergraduate Certificate or Diploma
Analysis
This program offers below-average earnings potential that actually declines over time, making it a questionable investment despite relatively modest debt levels. Graduates earn $23,883 in their first year—about $4,000 less than the national average for similar programs and $1,750 below the Texas median. More concerning, earnings drop slightly by year four rather than growing, which is unusual for career-focused training programs.
While the $9,500 debt load matches the Texas median and creates a manageable 0.40 debt-to-earnings ratio, the earnings performance is troubling. Among Texas health administration programs, this ranks only in the 40th percentile, meaning 60% of similar programs in the state produce better outcomes. Top programs like Galveston College ($34,532) and Dallas College ($34,135) generate nearly 50% higher earnings, suggesting stronger job placement networks or curriculum quality elsewhere.
The bottom line: your child could likely find better-performing health administration programs within Texas that offer similar low debt but significantly higher earning potential. With 97 programs statewide to choose from, this particular option doesn't represent the best value, especially given that earnings stagnate rather than grow with experience.
Where Southern Careers Institute-Waco Stands
Earnings vs. debt across all health and medical administrative services certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Southern Careers Institute-Waco graduates compare to all programs nationally
Southern Careers Institute-Waco graduates earn $24k, placing them in the 21th percentile of all health and medical administrative services certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Health and Medical Administrative Services certificate's programs at peer institutions in Texas (97 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Southern Careers Institute-Waco | $23,883 | $23,676 | $9,500 | 0.40 |
| Galveston College | $34,532 | — | — | — |
| Dallas College | $34,135 | $33,568 | — | — |
| San Jacinto Community College | $33,410 | $37,001 | $16,000 | 0.48 |
| The College of Health Care Professions-Austin | $31,619 | $33,930 | $9,500 | 0.30 |
| The College of Health Care Professions-Dallas | $31,619 | $33,930 | $9,500 | 0.30 |
| National Median | $27,783 | — | $10,372 | 0.37 |
Other Health and Medical Administrative Services Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Galveston College Galveston | $2,546 | $34,532 | — |
| Dallas College Dallas | $2,370 | $34,135 | — |
| San Jacinto Community College Pasadena | $1,992 | $33,410 | $16,000 |
| The College of Health Care Professions-Austin Austin | — | $31,619 | $9,500 |
| The College of Health Care Professions-Dallas Dallas | — | $31,619 | $9,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Careers Institute-Waco, approximately 65% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 608 graduates with reported earnings and 722 graduates with debt data. Small samples may not be representative.