Median Earnings (1yr)
$55,633
84th percentile (60th in IL)
Median Debt
$27,500
6% above national median
Debt-to-Earnings
0.49
Manageable
Sample Size
47
Adequate data

Analysis

SIU-Carbondale's business program charges about 7% more debt than the state median while delivering graduates who earn $12,000 more than typical Illinois business majors in their first year. That's a meaningful premium—graduates start at the 84th percentile nationally and 60th percentile statewide, placing them well above most competitors despite the school's 90% admission rate and modest SAT scores.

The debt load of $27,500 remains manageable with a debt-to-earnings ratio of 0.49, meaning graduates owe roughly half their first-year salary. This positions them far better than the national picture for business degrees. However, the modest 5% earnings growth over four years suggests graduates reach their earning potential quickly rather than building toward higher-paying management roles. They're earning solidly from day one but shouldn't expect dramatic salary jumps early in their careers.

For families weighing in-state options, SIU-Carbondale offers clear value between the elite University of Illinois campuses (which cost more and are harder to access) and lower-tier alternatives. The combination of strong starting salaries, reasonable debt, and accessible admission makes this a practical choice for students seeking reliable business outcomes without the pressure of highly selective programs.

Where Southern Illinois University-Carbondale Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Southern Illinois University-CarbondaleOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southern Illinois University-Carbondale graduates compare to all programs nationally

Southern Illinois University-Carbondale graduates earn $56k, placing them in the 84th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Illinois

Business Administration, Management and Operations bachelors's programs at peer institutions in Illinois (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southern Illinois University-Carbondale$55,633$58,561$27,5000.49
University of Illinois Urbana-Champaign$68,442$81,669$19,1750.28
University of Illinois Chicago$65,781—$20,8320.32
Loyola University Chicago$64,513$56,763$25,0000.39
Rasmussen University-Illinois$59,693$56,566$37,3150.63
DeVry University-Illinois$55,102$55,550$46,7970.85
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Illinois

Compare tuition, earnings, and debt across Illinois schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Illinois Urbana-Champaign
Champaign
$16,004$68,442$19,175
University of Illinois Chicago
Chicago
$14,338$65,781$20,832
Loyola University Chicago
Chicago
$51,716$64,513$25,000
Rasmussen University-Illinois
Rockford
$13,546$59,693$37,315
DeVry University-Illinois
Lisle
$17,488$55,102$46,797

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Illinois University-Carbondale, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 47 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.