Median Earnings (1yr)
$28,061
95th percentile
Median Debt
$12,987
18% above national median
Debt-to-Earnings
0.46
Manageable
Sample Size
16
Limited data

Analysis

Southern Maine Community College's associate program in education punches above its weight nationally—graduates earn more than 95% of similar programs across the country—but the small sample size (under 30 graduates) means this figure could shift significantly year to year. With only five schools offering this program in Maine, the competitive landscape is limited, and SMCC sits right at the state median for both earnings ($28,061) and debt ($12,987).

The debt picture is manageable: borrowers owe less than half their first-year salary, and the debt load is lower than 69% of education associate programs nationwide. That's a reasonable starting point for someone entering the education field, where career trajectories often depend on additional credentials and years of service rather than immediate post-graduation earnings.

The key caveat here is sample size. With fewer than 30 graduates in the data, one or two outlier students could dramatically skew the numbers up or down. For a family considering this program, the practical takeaway is that the debt burden appears reasonable and earnings align with state norms, but you're looking at a stepping stone degree—most education careers require further training. If your child plans to continue to a bachelor's degree and teaching certification, this could be a cost-effective path to start building credits and field experience.

Where Southern Maine Community College Stands

Earnings vs. debt across all education associates's programs nationally

Southern Maine Community CollegeOther education programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southern Maine Community College graduates compare to all programs nationally

Southern Maine Community College graduates earn $28k, placing them in the 95th percentile of all education associates programs nationally.

Compare to Similar Programs in Maine

Education associates's programs at peer institutions in Maine (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southern Maine Community College$28,061—$12,9870.46
National Median$24,193—$11,0250.46

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Maine Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 26 graduates with debt data. Small samples may not be representative.