Analysis
A debt load of $27,000 against first-year earnings around $38,660 tells a straightforward story for teaching candidates: this program aligns closely with national norms for education degrees, where debt-to-earnings ratios typically hover around 0.70. What matters here isn't whether Southern Nazarene's program outperforms—comparable programs nationally suggest nearly identical outcomes—but whether your child wants to teach. With 45% of students receiving Pell grants, the university serves many families making this exact calculation.
The challenge isn't unique to this school. Teaching salaries in Oklahoma start modestly, and while the estimated $38,660 reflects what similar education programs produce nationally, it's worth knowing that Oklahoma's teacher pay has historically lagged neighboring states. The debt figure, also drawn from peer institutions, represents a manageable but real financial commitment that will take several years to pay down on a teacher's salary.
If your child is committed to education and values Southern Nazarene's faith-based mission, these estimated numbers suggest a path that's neither riskier nor safer than most teacher preparation programs. The key question is job placement: ask the school directly about their graduates' employment rates and where they're finding teaching positions, since those specifics aren't captured in these broad estimates.
Where Southern Nazarene University Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,600 | $38,660* | — | $27,000* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Nazarene University, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.