Median Earnings (1yr)
$41,062
95th percentile (60th in OK)
Median Debt
$38,563
54% above national median
Debt-to-Earnings
0.94
Manageable
Sample Size
26
Limited data

Analysis

Southern Nazarene's Human Development program posts impressive first-year earnings of $41,062—beating the national median by over $7,500 and landing in the 95th percentile nationally. That's a strong start. However, the Oklahoma context tells a more nuanced story: these graduates earn roughly on par with Oklahoma State's program but carry significantly more debt ($38,563 versus the state median of $23,858). That debt burden, nearly equal to a full year's salary, is heavier than 95% of similar programs nationwide.

The real concern is stagnation: earnings barely budge over four years, growing just $471 total. For a program serving many lower-income students (45% receive Pell grants), that flat trajectory means debt will dominate the financial picture for years. The small sample size—fewer than 30 graduates—adds uncertainty to these figures, making it harder to predict future outcomes confidently.

For families evaluating this program: the debt load deserves careful scrutiny. If your student can access this program with substantially less borrowing—through scholarships, family support, or outside aid—the strong initial earnings make it workable. But at full borrowing levels, graduates face a tough payoff period with little wage growth to ease the burden. Compare financial aid packages closely with Oklahoma State, which delivers similar earnings at lower debt levels.

Where Southern Nazarene University Stands

Earnings vs. debt across all human development, family studies, bachelors's programs nationally

Southern Nazarene UniversityOther human development, family studies, programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southern Nazarene University graduates compare to all programs nationally

Southern Nazarene University graduates earn $41k, placing them in the 95th percentile of all human development, family studies, bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Oklahoma

Human Development, Family Studies, bachelors's programs at peer institutions in Oklahoma (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southern Nazarene University$41,062$41,533$38,5630.94
Oklahoma State University-Main Campus$41,243$45,585$23,8580.58
University of Central Oklahoma$35,491$37,289$27,5000.77
Southeastern Oklahoma State University$32,997—$18,0000.55
National Median$33,543—$25,0000.75

Other Human Development, Family Studies, Programs in Oklahoma

Compare tuition, earnings, and debt across Oklahoma schools

SchoolIn-State TuitionEarnings (1yr)Debt
Oklahoma State University-Main Campus
Stillwater
$10,234$41,243$23,858
University of Central Oklahoma
Edmond
$8,522$35,491$27,500
Southeastern Oklahoma State University
Durant
$7,200$32,997$18,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Nazarene University, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.