Median Earnings (1yr)
$30,837
52nd percentile (40th in MO)
Median Debt
$19,550
24% below national median
Debt-to-Earnings
0.63
Manageable
Sample Size
18
Limited data

Analysis

Southwest Baptist University's Health and Physical Education program shows graduates earning below the Missouri median—landing in the 40th percentile statewide with first-year earnings of $30,837, compared to $33,892 statewide. That gap matters when comparing options like Missouri Western State ($36,557) or Missouri Baptist ($37,165), both of which offer stronger financial outcomes in the same field. The 28% earnings growth to $39,445 by year four is encouraging, but it doesn't fully close the gap with state peers.

The debt picture offers some relief: at $19,550, graduates here borrow about $6,200 less than the Missouri median, creating a more manageable 0.63 debt-to-earnings ratio. For a field where salaries start modest regardless of school choice, lower debt provides meaningful breathing room early in careers. The university's 100% admission rate and 35% Pell grant population suggest it serves students who might benefit most from that reduced debt burden.

The major caveat is the small sample size—fewer than 30 graduates in the dataset—which makes these numbers less reliable than larger programs. Still, the pattern is clear enough: this program trades lower upfront earnings for lower debt. For families prioritizing affordability in a teaching or coaching career, that tradeoff could work. For those hoping to maximize earning potential in Missouri's phys ed market, other state schools show a clearer path.

Where Southwest Baptist University Stands

Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally

Southwest Baptist UniversityOther health and physical education/fitness programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southwest Baptist University graduates compare to all programs nationally

Southwest Baptist University graduates earn $31k, placing them in the 52th percentile of all health and physical education/fitness bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Health and Physical Education/Fitness bachelors's programs at peer institutions in Missouri (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southwest Baptist University$30,837$39,445$19,5500.63
Missouri Baptist University$37,165$45,163$26,0010.70
Missouri Western State University$36,557$37,566$24,8150.68
Lindenwood University$35,314$42,717$28,0000.79
University of Central Missouri$34,844$41,056$26,0000.75
Southeast Missouri State University$34,638$40,514$22,5720.65
National Median$30,554—$25,7570.84

Other Health and Physical Education/Fitness Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Missouri Baptist University
Saint Louis
$33,122$37,165$26,001
Missouri Western State University
Saint Joseph
$9,800$36,557$24,815
Lindenwood University
Saint Charles
$21,100$35,314$28,000
University of Central Missouri
Warrensburg
$9,739$34,844$26,000
Southeast Missouri State University
Cape Girardeau
$9,496$34,638$22,572

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Baptist University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 18 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.