Median Earnings (1yr)
$41,333
47th percentile (40th in MN)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
0.65
Manageable
Sample Size
89
Adequate data

Analysis

Southwest Minnesota State's education program sits below the state median for starting teacher salaries—graduates earn about $1,200 less than the typical Minnesota education graduate, placing this program in the 40th percentile statewide. More concerning is the slight earnings decline by year four, dropping to $40,505 while other programs show modest growth. This is notable in a state where teacher salaries typically follow structured pay scales tied to experience. The program lags about $4,000 behind top-performing Minnesota education programs like Martin Luther College and U of M Morris.

The financial picture does have one bright spot: at $27,000, debt levels are manageable and slightly below both state and national medians. The 0.65 debt-to-earnings ratio means graduates can realistically handle loan payments on a teacher's salary. However, that advantage is modest given the below-average starting earnings.

For Minnesota families, this represents a below-average outcome among in-state education programs. If your child is committed to teaching in Minnesota, they'd likely be better served by programs like Mankato State or Concordia Moorhead, which deliver stronger starting salaries for similar debt levels. The negative earnings trajectory here suggests graduates may be finding positions in lower-paying districts or struggling with job placement after their first year.

Where Southwest Minnesota State University Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Southwest Minnesota State UniversityOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southwest Minnesota State University graduates compare to all programs nationally

Southwest Minnesota State University graduates earn $41k, placing them in the 47th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Minnesota (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southwest Minnesota State University$41,333$40,505$27,0000.65
Martin Luther College$46,706$38,575$21,5000.46
University of Minnesota-Morris$46,414$41,789$24,7670.53
Bethel University$45,361$40,332$26,0000.57
Concordia College at Moorhead$44,195$44,319$27,0000.61
Minnesota State University-Mankato$44,171$41,039$27,0000.61
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Martin Luther College
New Ulm
$17,770$46,706$21,500
University of Minnesota-Morris
Morris
$14,288$46,414$24,767
Bethel University
Saint Paul
$42,930$45,361$26,000
Concordia College at Moorhead
Moorhead
$30,020$44,195$27,000
Minnesota State University-Mankato
Mankato
$9,490$44,171$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Minnesota State University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 89 graduates with reported earnings and 89 graduates with debt data. Small samples may not be representative.