Median Earnings (1yr)
$72,913
72nd percentile (60th in TN)
Median Debt
$16,593
20% below national median
Debt-to-Earnings
0.23
Manageable
Sample Size
60
Adequate data

Analysis

New nurses from Southwest Tennessee Community College land strong starting salaries of $72,913—beating both the state median by $7,700 and the national median by $4,500. That 60th percentile ranking among Tennessee nursing programs is solid middle-of-the-pack performance, and the modest debt load of $16,593 means graduates typically owe less than three months of their first year's earnings. For families prioritizing quick workforce entry with minimal debt, this hits the mark.

The challenge is what happens next: earnings slip to $67,107 by year four. This isn't uncommon for associate-degree nurses who may take time off for family or reduce hours, but it's worth noting that graduates from nearby Dyersburg State and Cleveland State Community College start higher and maintain stronger trajectories. The dip could reflect the Memphis healthcare market dynamics or different career path choices, but it means the financial advantage narrows over time.

For a family focused on getting their child into nursing without crushing debt—particularly important given that 42% of students here receive Pell grants—this program delivers affordable credentialing. Just understand that maximizing those early earnings, whether through shift differentials, specialty certifications, or pursuing a BSN later, becomes more important when the base salary trajectory isn't climbing.

Where Southwest Tennessee Community College Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally

Southwest Tennessee Community CollegeOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southwest Tennessee Community College graduates compare to all programs nationally

Southwest Tennessee Community College graduates earn $73k, placing them in the 72th percentile of all registered nursing, nursing administration, nursing research and clinical nursing associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in Tennessee (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southwest Tennessee Community College$72,913$67,107$16,5930.23
Concorde Career College-Memphis$76,276$76,463$34,8750.46
Dyersburg State Community College$74,386$66,319$13,5000.18
Cleveland State Community College$69,229$54,404——
Galen Health Institutes-Nashville Campus$68,114$67,737$34,8590.51
Motlow State Community College$66,609$63,448$7,0860.11
National Median$68,409—$20,7510.30

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Concorde Career College-Memphis
Memphis
—$76,276$34,875
Dyersburg State Community College
Dyersburg
$4,540$74,386$13,500
Cleveland State Community College
Cleveland
$4,530$69,229—
Galen Health Institutes-Nashville Campus
Nashville
$16,400$68,114$34,859
Motlow State Community College
Tullahoma
$4,536$66,609$7,086

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Tennessee Community College, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 60 graduates with reported earnings and 62 graduates with debt data. Small samples may not be representative.