Business Administration, Management and Operations at Southwest Texas College
Undergraduate Certificate or Diploma
swtjc.eduAnalysis
Southwest Texas College's business certificate appears positioned right at the Texas median, with comparable programs across the state suggesting first-year earnings around $38,000 and debt near $15,000. That 0.40 debt-to-earnings ratio means graduates would owe roughly five months of income—manageable territory if the credential delivers on employment. However, the gap between what similar programs produce in Texas is substantial: Dallas College and Tarrant County College District grads earn $9,000-11,000 more annually in their first year, while some programs lag below $35,000.
The challenge with a sub-baccalaureate business credential is proving its value quickly. These certificates typically need to connect directly to local employment opportunities—entry-level roles in office administration, retail management, or small business operations. In Uvalde, a smaller market roughly 80 miles from San Antonio, the question becomes whether regional employers recognize and value this specific credential enough to justify the time and debt investment when comparable programs at community colleges in larger metros show stronger earnings potential.
For families weighing this option, the critical factor isn't the estimated numbers themselves—it's whether this certificate opens doors that wouldn't otherwise be available. If your student is already employed locally and needs formal credentials for advancement, the manageable debt load works in their favor. But if they're starting fresh and mobility isn't an issue, programs in San Antonio or the Dallas-Fort Worth area show consistently stronger earnings trajectories.
Where Southwest Texas College Stands
Earnings vs. debt across all business administration, management and operations certificate's programs nationally
Compare to Similar Programs in Texas
Business Administration, Management and Operations certificate's programs at peer institutions in Texas (54 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,646 | $37,927* | — | $15,250* | — | |
| — | $48,528* | $65,468 | $12,928* | 0.27 | |
| $2,370 | $46,874* | $43,895 | $17,452* | 0.37 | |
| $1,728 | $38,168* | $45,853 | $16,000* | 0.42 | |
| $3,090 | $37,686* | $39,226 | $10,015* | 0.27 | |
| $2,136 | $34,489* | — | $17,500* | 0.51 | |
| National Median | — | $39,085* | — | $14,699* | 0.38 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Texas College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in TX. Actual outcomes may vary.