Median Earnings (1yr)
$13,321
5th percentile (10th in TX)
Median Debt
$12,000
10% above national median
Debt-to-Earnings
0.90
Manageable
Sample Size
18
Limited data

Analysis

The first-year earnings figure of $13,321 is genuinely alarming—less than half the Texas median for associate-level liberal arts programs. This places graduates in the bottom 10% statewide and 5th percentile nationally, falling roughly $14,000 short of what typical Texas community colleges deliver for the same credential. Even accounting for the small sample size (under 30 graduates), the gap is too wide to dismiss as statistical noise.

The $12,000 debt load itself isn't excessive by national standards, but paired with these earnings, it creates an immediate financial squeeze. Graduates would need to dedicate 90% of their first-year income just to repay their loans—an unsustainable burden. Compare this to nearby Howard College or Austin Community College, where similar programs lead to earnings approaching $40,000. The institution serves a predominantly low-income student population (91% receive Pell grants), making weak employment outcomes particularly consequential for families who can least afford a financial setback.

Given the stark earnings disadvantage and the availability of stronger community college alternatives throughout Texas, parents should seriously reconsider this investment. If your child is set on this institution for religious or cultural reasons, understand that the financial foundation this degree provides is substantially weaker than what accessible, affordable alternatives can offer.

Where Southwestern Christian College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Southwestern Christian CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southwestern Christian College graduates compare to all programs nationally

Southwestern Christian College graduates earn $13k, placing them in the 5th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Compare to Similar Programs in Texas

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Texas (73 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southwestern Christian College$13,321—$12,0000.90
Central Texas College$39,731$40,293$8,4000.21
Austin Community College District$38,436$47,311$15,0000.39
Howard College$36,240$35,922$14,2330.39
Southwest College for the Deaf$36,240$35,922$14,2330.39
Alvin Community College$35,306$36,759$8,0810.23
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Central Texas College
Killeen
$3,150$39,731$8,400
Austin Community College District
Austin
$2,550$38,436$15,000
Howard College
Big Spring
$2,766$36,240$14,233
Southwest College for the Deaf
Big Spring
$2,766$36,240$14,233
Alvin Community College
Alvin
$1,834$35,306$8,081

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Christian College, approximately 91% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 18 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.