Analysis
The earnings numbers here cluster near the bottom of Oklahoma's range for this degree, landing in the 40th percentile statewide—about $4,000 behind Oklahoma State and even trailing smaller regional competitors like Rogers State. While the $22,375 debt load sits slightly above the state median, the real concern is that first-year earnings of $30,063 barely clear the poverty line for a family of four, and graduates still trail their state peers four years out.
The 17% earnings growth to $35,084 by year four offers some optimism, but that's still below what Oklahoma State grads earn right out of the gate. The debt-to-earnings ratio of 0.74 is manageable on paper, yet it assumes living on very tight margins during those crucial early career years when many graduates are establishing themselves or starting families. With 41% of students receiving Pell grants, these modest earnings could hit lower-income families particularly hard.
The caveat matters here: with fewer than 30 graduates tracked, these numbers could swing significantly with just a few different outcomes. If your child is drawn to this specific Christian institution for community or faith-based reasons, the financial picture isn't disastrous—but they'd start with a meaningful earnings disadvantage compared to other Oklahoma options. For purely financial considerations, the larger state schools show clearer returns.
Where Southwestern Christian University Stands
Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally
Earnings Distribution
How Southwestern Christian University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Southwestern Christian University | $30,063 | $35,084 | +17% |
| University of Oklahoma-Norman Campus | $30,903 | $54,694 | +77% |
| Oral Roberts University | $32,150 | $52,302 | +63% |
| Oklahoma Christian University | $32,564 | $50,458 | +55% |
| Cameron University | $26,189 | $42,776 | +63% |
Compare to Similar Programs in Oklahoma
Health and Physical Education/Fitness bachelors's programs at peer institutions in Oklahoma (21 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $21,316 | $30,063 | $35,084 | $22,375 | 0.74 | |
| $10,234 | $35,437 | — | $22,200 | 0.63 | |
| $8,522 | $33,125 | $36,666 | $21,500 | 0.65 | |
| $25,900 | $32,564 | $50,458 | $21,500 | 0.66 | |
| $34,100 | $32,150 | $52,302 | $25,965 | 0.81 | |
| $7,392 | $31,167 | — | $20,500 | 0.66 | |
| National Median | — | $30,554 | — | $25,757 | 0.84 |
Career Paths
Occupations commonly associated with health and physical education/fitness graduates
Recreation and Fitness Studies Teachers, Postsecondary
Entertainment and Recreation Managers, Except Gambling
Athletes and Sports Competitors
Athletic Trainers
Exercise Physiologists
Exercise Trainers and Group Fitness Instructors
Coaches and Scouts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Christian University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 24 graduates with reported earnings and 26 graduates with debt data. Small samples may not be representative.