Analysis
A finance degree from Southwestern College appears to lead to earnings around $50,000—the median for Kansas finance programs but trailing the national benchmark of roughly $54,000. Based on comparable programs at similar private schools, graduates here likely carry about $26,000 in debt, creating a debt-to-earnings ratio of 0.52. That's manageable by conventional standards, though the estimated debt load runs slightly above what most finance graduates nationally take on.
The challenge is that Kansas finance programs cluster closely together, with Southwestern's estimated outcomes sitting at the bottom of the pack. Benedictine College and the University of Kansas place their graduates at nearly $58,000—about $8,000 more annually—while even regional state universities like Pittsburg State edge out Southwestern by a bit. That gap matters when you're paying private school prices. With 39% of students receiving Pell grants, the school serves a significant number of families for whom that earnings difference could be consequential.
The upside is that finance remains a practical major with clear career pathways, and the debt burden here shouldn't be crushing. But since these figures are extrapolated from peer programs rather than actual graduate outcomes, you're essentially betting that Southwestern performs at least as well as the Kansas average. If your child is serious about finance, compare what you'd actually pay here versus the state universities showing stronger placement—sometimes the "safer" option is the one with a longer track record.
Where Southwestern College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Kansas
Finance and Financial Management Services bachelors's programs at peer institutions in Kansas (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,480 | $49,975* | — | $25,812* | — | |
| $34,800 | $58,821* | — | $26,959* | 0.46 | |
| $11,700 | $57,884* | $66,001 | $20,354* | 0.35 | |
| $10,942 | $54,509* | $63,146 | $24,990* | 0.46 | |
| $8,008 | $50,450* | $56,556 | $21,875* | 0.43 | |
| $9,578 | $49,500* | $59,834 | $21,136* | 0.43 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern College, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in KS. Actual outcomes may vary.