Analysis
First-year earnings of $50,984 place Southwestern's education graduates well above the national median of $38,660 and roughly in line with Texas averages for the field. With estimated debt around $27,000—based on borrowing patterns across similar private institutions—the debt-to-earnings ratio of 0.53 suggests manageable repayment, though certification costs and required unpaid student teaching can add financial strain during the program. The national benchmark of $26,522 in debt provides some confidence that this estimate reflects typical borrowing for education majors.
The earnings story is more nuanced. While Southwestern performs exceptionally against the national field (95th percentile), it sits in the middle tier among Texas education programs (60th percentile), trailing UT Arlington's $57,410 by a noticeable margin. This reflects Texas's generally strong teacher salaries rather than unique program advantages. Education graduates' earnings also tend to remain relatively flat over time due to standardized pay scales, meaning that first-year figure is close to what your child might earn for several years.
For a family considering a $100,000+ investment at a selective private university, the question is whether Southwestern's smaller classes and personal attention justify costs similar to larger Texas public universities with comparable outcomes. The debt appears reasonable if kept near $27,000, but the career trajectory is predictable: stable, respectable earnings without dramatic growth potential.
Where Southwestern University Stands
Earnings vs. debt across all education bachelors's programs nationally
Earnings Distribution
How Southwestern University graduates compare to all programs nationally
Compare to Similar Programs in Texas
Education bachelors's programs at peer institutions in Texas (30 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,058 | $50,984 | — | $27,000* | — | |
| $11,728 | $57,410 | — | $13,250* | 0.23 | |
| $18,610 | $47,921 | $42,725 | $27,500* | 0.57 | |
| $24,588 | $45,551 | — | $27,000* | 0.59 | |
| National Median | — | $38,660 | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 17 graduates with reported earnings and 17 graduates with debt data. Small samples may not be representative.