Analysis
A debt-to-earnings ratio of 0.70 signals a manageable financial start for education graduates, though the estimated $27,000 in debt and $38,660 first-year salary are drawn from peer institutions rather than Spelman's own outcomes. Nationally, education bachelor's programs cluster tightly around these same figures—the national median debt is nearly identical at $26,522, suggesting this represents a typical financial picture for the field. What matters most is whether teaching is the right long-term choice, since starting salaries in education remain modest regardless of where you earn your degree.
Spelman's 34% admission rate and strong student profile suggest a competitive academic environment, which could translate to better preparation and networking advantages even if the earnings data doesn't capture them. Education majors benefit from fairly predictable salary scales and strong job security, meaning that first-year number tends to climb steadily over time rather than peaking early like some other fields.
For parents weighing this investment: the estimated figures suggest comparable financial outcomes to other education programs, but actual debt and placement outcomes could differ significantly. If your daughter is committed to teaching and values Spelman's distinctive institutional culture, the moderate debt load shouldn't derail those plans. Request placement data directly from the college to understand where graduates actually teach and whether they're securing positions in their preferred locations and specialties.
Where Spelman College Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $30,058 | $38,660* | — | $27,000* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Spelman College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.