Entrepreneurial and Small Business Operations at Spokane Community College
Undergraduate Certificate or Diploma
scc.spokane.eduAnalysis
Starting a business with $18,800 in debt and first-year income around $41,700 means you're dedicating nearly half a year's early earnings to debt repayment—a steep price for a certificate program. While these figures come from comparable entrepreneurial programs nationally rather than Spokane's specific outcomes, they reveal a fundamental tension: entrepreneurship credentials are meant to help you build independent income, yet the debt burden could limit the financial flexibility you need to launch a venture.
The earnings estimate aligns with the national median for these programs, suggesting Spokane's curriculum likely covers similar ground to peer schools. But for students aiming to start their own businesses, that $41,700 represents employee income—what you might earn working for someone else while building your enterprise on the side. The real question is whether the business knowledge justifies nearly $19,000 in debt when free and low-cost entrepreneurship resources (SBA workshops, online courses, mentorship programs) are widely available.
For parents, this comes down to whether your student needs formal credentials or hands-on experience. If they're planning to work in small business management for an established company, the certificate might provide structure and networking. But if they're dead-set on launching their own venture, that debt could constrain their ability to take entrepreneurial risks in those critical early years.
Where Spokane Community College Stands
Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally
Compare to Similar Programs Nationally
Entrepreneurial and Small Business Operations certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,057 | $41,685* | — | $18,788* | — | |
| $11,180 | $64,900* | — | $19,500* | 0.30 | |
| $21,524 | $51,635* | — | $23,063* | 0.45 | |
| $10,964 | $46,878* | $60,850 | $26,000* | 0.55 | |
| $10,020 | $42,545* | — | $23,397* | 0.55 | |
| $3,106 | $40,824* | — | $10,740* | 0.26 | |
| National Median | — | $41,684* | — | $18,788* | 0.45 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Spokane Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.