Analysis
Based on comparable programs nationally, this associate's degree in business appears positioned near the middle of the pack, with estimated first-year earnings of $36,591 and debt around $11,500. That debt-to-earnings ratio of 0.31 suggests manageable repayment—roughly a third of first-year income—though it's worth noting that similar programs at other Washington community colleges like Tacoma and Clark report actual graduate earnings closer to $41,000, about $4,500 higher.
The estimated debt figure of $11,500 sits below the national median for business associate's programs, which is reassuring given that community college credentials should ideally minimize borrowing. However, peer programs in Washington suggest earnings potential may be somewhat higher than these national estimates indicate. The state median for business associate's degrees is $40,588, which would improve the financial picture considerably if Spokane Falls graduates track closer to state norms than national ones.
For parents weighing this option, the estimated numbers point to a workable investment—debt that could realistically be paid down within a few years if graduates land near-median wages. But the lack of actual outcomes data means you're betting on probabilities rather than proven results. If minimizing risk matters most, look at nearby programs with reported data, or plan for your student to continue to a bachelor's degree where earnings trajectories become clearer and more substantial.
Where Spokane Falls Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Washington
Business/Commerce associates's programs at peer institutions in Washington (33 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,058 | $36,591* | — | $11,500* | — | |
| $4,920 | $40,863* | $45,421 | $11,500* | 0.28 | |
| $4,632 | $40,313* | $52,458 | $10,441* | 0.26 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Spokane Falls Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.