Business Administration, Management and Operations at Spring Arbor University
Associate's Degree
arbor.eduAnalysis
Michigan's community colleges consistently deliver stronger outcomes in business associate degrees, with programs at Macomb, Lansing, and Grand Rapids reporting first-year earnings between $41,000 and $43,000. Spring Arbor's estimated earnings of $34,837βderived from comparable Michigan programsβfall nearly $10,000 short of these results. More concerning is the estimated debt load of $27,750, roughly double what most Michigan business programs charge and nearly twice the national median of $13,980.
That debt-to-earnings ratio of 0.80 means graduates would face nearly a year's salary in loans for a two-year degree that peer institutions deliver with half the financial burden. The difference matters immediately: borrowers at Spring Arbor would face estimated monthly payments around $310, compared to roughly $160 for graduates from typical Michigan business programs. Over ten years, that's an extra $18,000 in total payments for similar career outcomes.
For parents funding a business associate degree, the choice seems clear. Michigan's community colleges offer better placement outcomes with dramatically less debt. Unless Spring Arbor provides exceptional transfer advantages or specific industry connections that justify the premium, families would likely see better value at established community college alternatives where actual data confirms stronger earnings and lower costs.
Where Spring Arbor University Stands
Earnings vs. debt across all business administration, management and operations associates's programs nationally
Compare to Similar Programs in Michigan
Business Administration, Management and Operations associates's programs at peer institutions in Michigan (43 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $32,580 | $34,837* | β | $27,750* | β | |
| $3,600 | $43,491* | $46,862 | $9,500* | 0.22 | |
| $4,010 | $43,026* | $37,632 | $17,248* | 0.40 | |
| $4,059 | $41,712* | $38,923 | $13,925* | 0.33 | |
| $2,736 | $41,152* | $43,361 | $19,691* | 0.48 | |
| $12,810 | $40,585* | $40,078 | $23,937* | 0.59 | |
| National Median | β | $33,977* | β | $13,980* | 0.41 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Spring Arbor University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 14 similar programs in MI. Actual outcomes may vary.