Est. Earnings (1yr)
$34,837
Est. from MI median (14 programs)
Est. Median Debt
$27,750
Est. from MI median (3 programs)

Analysis

Michigan's community colleges consistently deliver stronger outcomes in business associate degrees, with programs at Macomb, Lansing, and Grand Rapids reporting first-year earnings between $41,000 and $43,000. Spring Arbor's estimated earnings of $34,837β€”derived from comparable Michigan programsβ€”fall nearly $10,000 short of these results. More concerning is the estimated debt load of $27,750, roughly double what most Michigan business programs charge and nearly twice the national median of $13,980.

That debt-to-earnings ratio of 0.80 means graduates would face nearly a year's salary in loans for a two-year degree that peer institutions deliver with half the financial burden. The difference matters immediately: borrowers at Spring Arbor would face estimated monthly payments around $310, compared to roughly $160 for graduates from typical Michigan business programs. Over ten years, that's an extra $18,000 in total payments for similar career outcomes.

For parents funding a business associate degree, the choice seems clear. Michigan's community colleges offer better placement outcomes with dramatically less debt. Unless Spring Arbor provides exceptional transfer advantages or specific industry connections that justify the premium, families would likely see better value at established community college alternatives where actual data confirms stronger earnings and lower costs.

Where Spring Arbor University Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Compare to Similar Programs in Michigan

Business Administration, Management and Operations associates's programs at peer institutions in Michigan (43 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Spring Arbor UniversitySpring Arbor$32,580$34,837*β€”$27,750*β€”
Macomb Community CollegeWarren$3,600$43,491*$46,862$9,500*0.22
Lansing Community CollegeLansing$4,010$43,026*$37,632$17,248*0.40
Grand Rapids Community CollegeGrand Rapids$4,059$41,712*$38,923$13,925*0.33
Washtenaw Community CollegeAnn Arbor$2,736$41,152*$43,361$19,691*0.48
Baker CollegeOwosso$12,810$40,585*$40,078$23,937*0.59
National Medianβ€”$33,977*β€”$13,980*0.41
* Estimated from similar programs

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Spring Arbor University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 14 similar programs in MI. Actual outcomes may vary.