Median Earnings (1yr)
$51,204
70th percentile (60th in MI)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
0.53
Manageable
Sample Size
67
Adequate data

Analysis

Spring Arbor University's business program outperforms most of its national peers while landing squarely in the middle of Michigan's competitive landscape. Graduates earn $51,204 in their first year—better than 70% of business programs nationwide and solidly above the $45,703 national median. Within Michigan, however, where the median sits at $50,550, this program performs respectably but unremarkably, ranking in the 60th percentile among 40 in-state options.

The financial picture is clean: $27,000 in debt translates to a debt-to-earnings ratio of 0.53, meaning graduates owe roughly half their first-year salary. That's manageable by any standard, with debt levels that are actually lower than most comparable programs nationally. Earnings growth to $53,887 by year four shows steady, if modest, progression—a 5% increase that suggests stable career trajectories rather than explosive growth.

For Michigan families, the calculus is straightforward. Your child won't match the earning power of U-M Ann Arbor or Michigan State graduates, but they'll avoid crushing debt while still earning above the national average for business majors. If your student has the credentials for Michigan's flagship programs, those remain superior investments. But for a student choosing among mid-tier private universities in Michigan, Spring Arbor delivers competitive outcomes without the financial risk that often accompanies smaller private institutions.

Where Spring Arbor University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Spring Arbor UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Spring Arbor University graduates compare to all programs nationally

Spring Arbor University graduates earn $51k, placing them in the 70th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Business Administration, Management and Operations bachelors's programs at peer institutions in Michigan (40 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Spring Arbor University$51,204$53,887$27,0000.53
University of Michigan-Ann Arbor$93,674$116,095$19,0000.20
Michigan State University$71,253$79,719$23,2500.33
Oakland University$62,359$81,070$26,0000.42
Grand Valley State University$57,760$70,536$27,0000.47
University of Michigan-Dearborn$57,102$69,612$31,0000.54
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Michigan-Ann Arbor
Ann Arbor
$17,228$93,674$19,000
Michigan State University
East Lansing
$15,988$71,253$23,250
Oakland University
Rochester Hills
$14,694$62,359$26,000
Grand Valley State University
Allendale
$14,628$57,760$27,000
University of Michigan-Dearborn
Dearborn
$14,944$57,102$31,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Spring Arbor University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 67 graduates with reported earnings and 73 graduates with debt data. Small samples may not be representative.