Est. Earnings (1yr)
$47,670
Est. from national median (75 programs)
Est. Median Debt
$23,120
Est. from national median (20 programs)

Analysis

A debt-to-earnings ratio of 0.49—based on typical outcomes for similar private institutions and national physics programs—suggests this program could be manageable financially, though the small graduate cohort means we're working with educated guesses rather than Spring Arbor's actual track record. The estimated $23,120 in debt aligns closely with national norms for physics bachelor's programs, while projected first-year earnings of $47,670 match the national median exactly. For context, Michigan physics programs show considerable variation, with University of Michigan graduates earning substantially more but Michigan State's outcomes coming in lower than these projections.

The real question is whether Spring Arbor can deliver outcomes comparable to the national average given its profile—a 37% admission rate and SAT scores around 1070. Physics is among the more challenging majors, and career success often depends heavily on research opportunities, graduate school placement, and faculty mentorship at the undergraduate level. When data gets suppressed due to small cohort sizes, it typically signals either a new or very small program, which could mean fewer specialized courses, limited lab equipment, or less established industry connections.

If your child is seriously considering physics here, dig into the specifics: How many faculty teach physics? What equipment and research opportunities exist? What percentage of recent graduates went to graduate school versus industry jobs? Small programs can offer excellent mentoring, but they need the infrastructure to support a rigorous physics education. Without actual outcome data, the program's quality becomes the crucial variable in whether these estimates hold true.

Where Spring Arbor University Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Michigan

Physics bachelors's programs at peer institutions in Michigan (25 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Spring Arbor UniversitySpring Arbor$32,580$47,670*$23,120*
University of Michigan-Ann ArborAnn Arbor$17,228$53,019*$73,202$22,250*0.42
Michigan State UniversityEast Lansing$15,988$33,400*$59,536$27,000*0.81
National Median$47,670*$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Spring Arbor University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.