Social Work at Spring Arbor University
Bachelor's Degree
Analysis
Spring Arbor's social work graduates earn more than the state median while carrying relatively manageable debt—a combination that should reassure parents worried about affordability in a traditionally lower-paying field. At $39,071 in year one, graduates land in the 60th percentile among Michigan programs, performing comparably to much larger state universities like Wayne State and Eastern Michigan. More importantly, the debt load of $29,893 sits well below what many private colleges charge, translating to a debt-to-earnings ratio of 0.77 that's quite reasonable for social work.
The earnings trajectory looks solid too, with graduates seeing 14% income growth to $44,456 by year four—meaningful progress in a field where compensation often plateaus early. These outcomes suggest Spring Arbor's program effectively prepares students for Michigan's social work market without saddling them with the crushing debt loads that can make this career path financially untenable.
For parents considering a private Christian college for their aspiring social worker, Spring Arbor delivers competitive professional outcomes at a price point that won't undermine their child's ability to pursue meaningful work in a service-oriented field. The combination of above-average earnings and below-average debt makes this one of the more financially sensible paths into social work in Michigan.
Where Spring Arbor University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Spring Arbor University graduates compare to all programs nationally
Spring Arbor University graduates earn $39k, placing them in the 68th percentile of all social work bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Michigan
Social Work bachelors's programs at peer institutions in Michigan (23 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Spring Arbor University | $39,071 | $44,456 | $29,893 | 0.77 |
| University of Michigan-Flint | $40,371 | $46,279 | $38,000 | 0.94 |
| Wayne State University | $39,774 | $41,817 | $28,012 | 0.70 |
| Ferris State University | $38,870 | $43,864 | $27,500 | 0.71 |
| Eastern Michigan University | $38,517 | $43,619 | $31,111 | 0.81 |
| Saginaw Valley State University | $38,503 | $47,583 | $31,000 | 0.81 |
| National Median | $37,296 | — | $26,362 | 0.71 |
Other Social Work Programs in Michigan
Compare tuition, earnings, and debt across Michigan schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Michigan-Flint Flint | $14,014 | $40,371 | $38,000 |
| Wayne State University Detroit | $14,297 | $39,774 | $28,012 |
| Ferris State University Big Rapids | $13,630 | $38,870 | $27,500 |
| Eastern Michigan University Ypsilanti | $15,510 | $38,517 | $31,111 |
| Saginaw Valley State University University Center | $12,240 | $38,503 | $31,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Spring Arbor University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 31 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.