Analysis
In Massachusetts, rehabilitation and therapeutic professions programs produce first-year earnings clustering tightly around $36,000—and Springfield College appears to land right in that range based on comparable programs. The $27,000 in typical debt here sits just above the state median of $26,875, translating to a debt-to-earnings ratio of 0.74. That's a manageable burden: you'd owe roughly nine months of gross salary, well below the threshold where debt becomes problematic.
What's reassuring is the consistency. Similar programs across Massachusetts—from BU to UMass Lowell—all produce remarkably similar outcomes in the mid-$30,000s, suggesting the local job market for these credentials is stable and predictable. Springfield's debt load is higher than some peers but not dramatically so, and at the 25th percentile nationally, most comparable programs elsewhere carry heavier burdens. The field itself appears sustainable: national earnings match state figures almost exactly, indicating this isn't a credential that only works in certain markets.
For a therapeutic professions degree, this represents a solid foundation rather than a financial home run. Your child will likely graduate with debt they can reasonably service on entry-level earnings, though they shouldn't expect rapid income growth in year one. The real question is whether this aligns with their career goals in rehabilitation services—the economics work if the career fit does.
Where Springfield College Stands
Earnings vs. debt across all rehabilitation and therapeutic professions bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Rehabilitation and Therapeutic Professions bachelors's programs at peer institutions in Massachusetts (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $43,707 | $36,349* | — | $27,000 | — | |
| $49,414 | $38,094* | $51,618 | $27,000 | 0.71 | |
| $65,168 | $36,705* | $61,867 | $27,000 | 0.74 | |
| $50,270 | $36,349* | — | $23,750 | 0.65 | |
| $16,570 | $35,605* | $52,330 | $26,750 | 0.75 | |
| $32,780 | $28,787* | $31,308 | $23,000 | 0.80 | |
| National Median | — | $35,966* | — | $26,250 | 0.73 |
Career Paths
Occupations commonly associated with rehabilitation and therapeutic professions graduates
Physical Therapists
Occupational Therapists
Low Vision Therapists, Orientation and Mobility Specialists, and Vision Rehabilitation Therapists
Health Specialties Teachers, Postsecondary
Orthotists and Prosthetists
Recreational Therapists
Exercise Physiologists
Rehabilitation Counselors
Medical Appliance Technicians
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Springfield College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MA. Actual outcomes may vary.