Business Administration, Management and Operations at Springfield Technical Community College

Similar business associate programs in Massachusetts suggest first-year earnings around $37,351, which lands right at the state median—a meaningful benchmark given that 26 schools in Massachusetts offer this degree. The estimated debt load of roughly $10,000 creates a manageable 0.27 debt-to-earnings ratio, below both state and national averages for this credential.

That said, the comparison to peer programs reveals an important consideration: several Massachusetts community colleges produce business graduates earning $42,000 to $46,000 in their first year—substantially more than the typical outcome suggested here. These top-performing programs demonstrate that not all business associate degrees deliver the same financial returns, even within the same state and credential level. With nearly half of Springfield Tech's students receiving Pell grants, understanding where this program ranks among alternatives matters for families counting on solid employment prospects.

The low debt burden works in this program's favor, particularly if your child plans to continue their education. Business associate degrees often serve as stepping stones to bachelor's programs, and graduating with under $10,000 in debt preserves that flexibility. But if immediate earnings matter most, investigate why some Massachusetts community colleges consistently produce business graduates earning $5,000 to $9,000 more annually—that difference compounds significantly over a career.