Analysis
The estimated debt-to-earnings ratio of 0.70 looks manageable on paper, but the reality is cloudier than the numbers suggest. Based on comparable social sciences programs in North Carolina, first-year earnings hover around $39,000—essentially at the state median—while estimated borrowing of roughly $27,000 sits below both state and national typical debt loads for this field. That's better than many peers, though it's worth noting that half the student body receives Pell grants, meaning affordability matters deeply here.
The challenge is that these figures are stitched together from peer programs, not actual outcomes from St. Andrews graduates. Social sciences is notoriously broad—covering everything from sociology to political science—and career trajectories vary wildly depending on whether graduates pursue nonprofit work, government positions, or corporate roles. Some North Carolina programs in this field report considerably higher earnings (Campbell hits $50,000), while others cluster closer to $36,000, suggesting institutional factors and local employment networks make a real difference.
For parents weighing this investment, the estimated numbers suggest a workable financial picture if—and this is critical—your child's actual outcomes align with state medians. But without program-specific data, you're making a decision with less certainty than you'd have elsewhere. If affordability is paramount and your child has clear career goals that social sciences supports, the debt load appears reasonable. If you're hoping for stronger earning potential right out of college, programs with documented higher outcomes exist in the state.
Where St. Andrews University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in North Carolina
Social Sciences bachelors's programs at peer institutions in North Carolina (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $30,800 | $38,693* | — | $26,975* | — | |
| $40,410 | $50,653* | $40,273 | —* | — | |
| $27,110 | $38,693* | $32,113 | $29,030* | 0.75 | |
| $6,542 | $35,978* | — | $34,562* | 0.96 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Andrews University, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NC. Actual outcomes may vary.