Analysis
The estimated $25,396 in debt for this bachelor's degree sits above what's typical for entrepreneurship programs in Minnesota, where the median is $21,500. Combined with projected first-year earnings around $45,265—based on national data for similar business programs—this creates a debt-to-earnings ratio of 0.56. That's manageable by most standards, but it's worth noting that comparable entrepreneurship programs at University of St Thomas produce higher starting salaries ($48,600) with similar or lower debt loads.
What complicates the picture here is that both the earnings and debt figures are estimates drawn from peer institutions, since St. Catherine hasn't had enough graduates in this program for the Department of Education to report actual outcomes. The program sits in a competitive Minnesota market where ten schools offer entrepreneurship degrees, and starting salaries appear fairly compressed—most graduates land somewhere between $42,000 and $48,000 regardless of where they study. The slightly elevated debt relative to state averages means you're potentially paying more for similar outcomes.
For parents weighing this investment, the key question is whether St. Catherine's specific strengths—perhaps in networking, mentorship, or curriculum—justify the premium over programs with lower debt burdens. Since actual graduate outcomes aren't yet available, you're making a decision based on projected numbers rather than proven track record for this particular program.
Where St Catherine University Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs in Minnesota
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Minnesota (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $49,758 | $45,265* | — | $25,396* | — | |
| $52,284 | $48,600* | $64,105 | $21,500* | 0.44 | |
| $29,460 | $42,327* | — | —* | — | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St Catherine University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.