Entrepreneurial and Small Business Operations at University of St Thomas
Bachelor's Degree
Analysis
University of St. Thomas graduates in this entrepreneurship program start at $48,600—already ahead of both the state median ($45,464) and national median ($45,265)—then see their earnings jump 32% to $64,105 within four years. That kind of trajectory is exactly what you want from a business program, suggesting graduates are building valuable skills and networks that compound over time. Among Minnesota's entrepreneurship programs, this ranks in the 60th percentile, outperforming most state alternatives despite the state's relatively strong business education landscape.
The $21,500 debt load sits right at Minnesota's median for this field, translating to a debt-to-earnings ratio of 0.44—well within manageable territory. This is roughly half the first-year salary, meaning a focused graduate could realistically pay it off within a few years while still investing in their business ventures or career development. The university's 85% admission rate and strong support for first-generation students (though only 20% receive Pell grants) suggests accessibility without sacrificing outcomes.
For parents wondering whether paying for a specialized entrepreneurship degree is worth it versus general business, the earnings growth here provides a clear answer. Graduates aren't just treading water—they're building momentum. This program delivers both immediate employability and longer-term career acceleration, making it a solid investment for students serious about business ownership or corporate innovation roles.
Where University of St Thomas Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of St Thomas graduates compare to all programs nationally
University of St Thomas graduates earn $49k, placing them in the 65th percentile of all entrepreneurial and small business operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Minnesota
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Minnesota (10 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of St Thomas | $48,600 | $64,105 | $21,500 | 0.44 |
| North Central University | $42,327 | — | — | — |
| National Median | $45,265 | — | $24,125 | 0.53 |
Other Entrepreneurial and Small Business Operations Programs in Minnesota
Compare tuition, earnings, and debt across Minnesota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| North Central University Minneapolis | $29,460 | $42,327 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 43 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.