Analysis
A $27,000 debt load is substantial for what Minnesota's healthcare administrative programs typically deliver. Similar associate degree programs across the state suggest first-year earnings around $39,870, which would place St. Catherine University near the middle of the pack—but that carries a debt-to-earnings ratio of 0.68. That's above the state median of $27,750, and while the ratio isn't catastrophic, it means graduates could face monthly loan payments of around $300 for ten years, a meaningful chunk of an annual salary under $40,000.
The real concern is competitive positioning. Several public technical colleges in Minnesota—Anoka Technical and Rochester Community and Technical—report actual graduate earnings exceeding $43,000, likely at lower cost. If your child can access those programs, they'd start their careers with both higher earnings and less debt. St. Catherine's 94% admission rate and mission as a women-focused institution may offer distinct value in terms of support and community, but that hasn't translated into better employment outcomes based on how peer programs perform.
Before committing, get concrete numbers from St. Catherine on actual job placement rates and whether their healthcare employer relationships justify the premium. An associate degree in healthcare administration can lead to solid work, but you want confidence that the debt burden won't outweigh the career launch, especially when lower-cost alternatives exist nearby.
Where St Catherine University Stands
Earnings vs. debt across all health and medical administrative services associates's programs nationally
Compare to Similar Programs in Minnesota
Health and Medical Administrative Services associates's programs at peer institutions in Minnesota (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $49,758 | $39,870* | — | $27,000* | — | |
| $6,267 | $44,570* | $45,511 | $28,997* | 0.65 | |
| $6,359 | $43,381* | $44,275 | $27,750* | 0.64 | |
| $6,109 | $40,206* | $35,471 | $25,902* | 0.64 | |
| $5,900 | $39,534* | $45,366 | $24,475* | 0.62 | |
| $10,899 | $39,372* | $37,442 | $26,000* | 0.66 | |
| National Median | — | $31,719* | — | $23,000* | 0.73 |
Career Paths
Occupations commonly associated with health and medical administrative services graduates
Information Security Analysts
Medical and Health Services Managers
Administrative Services Managers
Facilities Managers
Security Managers
Education Administrators, Postsecondary
Computer Programmers
Business Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St Catherine University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in MN. Actual outcomes may vary.