Est. Earnings (1yr)
$47,670
Est. from national median (75 programs)
Est. Median Debt
$23,120
Est. from national median (20 programs)

Analysis

Similar physics programs nationally suggest first-year earnings around $47,670, which falls notably below the Minnesota median of $54,350 for this field. That $7,000 gap matters when you're starting your career, particularly for a STEM degree where Minnesota programs typically command stronger initial salaries. The University of Minnesota-Twin Cities reports that higher state median, showing what's possible for physics graduates who stay local.

The estimated debt load of $23,120 creates a manageable 0.49 debt-to-earnings ratio—meaning roughly half of first-year income would cover the full debt burden. That's a reasonable position by any standard. However, the earnings estimate comes from national data across 75 physics programs, which may not capture what's unique about St Catherine's outcomes or its physics graduates' career paths. Physics majors often pursue graduate school or specialized fields where initial earnings don't tell the complete story.

For parents, the practical concern is whether this program positions graduates competitively within Minnesota's market. The earnings gap compared to other state programs suggests you'll want to understand what drives St Catherine's outcomes differently—whether that's graduate school placement, specific career paths, or regional employment patterns. The debt is reasonable, but you're potentially paying the same to earn less initially than peers at other Minnesota schools.

Where St Catherine University Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Minnesota

Physics bachelors's programs at peer institutions in Minnesota (21 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
St Catherine UniversitySaint Paul$49,758$47,670*$23,120*
University of Minnesota-Twin CitiesMinneapolis$16,488$54,350*$57,831$23,594*0.43
National Median$47,670*$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St Catherine University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.