Analysis
Based on comparable psychology programs nationwide, St. Catherine graduates can expect first-year earnings around $36,900—right at the national median for this degree. That's the good news. The challenge is that estimated debt of $26,000 sits well above the national median of $16,500 for psychology bachelor's programs, creating a 0.70 debt-to-earnings ratio that requires careful financial planning in those early career years.
Psychology majors typically face modest starting salaries regardless of where they study, but the debt premium here matters. At $26,000, you're looking at roughly $290 in monthly loan payments on a standard 10-year plan, which takes a meaningful bite from a $3,000 monthly paycheck. Similar programs nationally produce outcomes consistent with these estimates, suggesting the field's broader economic realities rather than anything specific to St. Catherine.
The key question is whether St. Catherine's environment—a women's college serving a substantial population of Pell-eligible students—provides value beyond what these aggregate numbers capture. If your child needs graduate training for their psychology career goals, managing this undergraduate debt becomes even more critical. Financially, this works if she can minimize borrowing through scholarships or work-study, but taking on significantly more than $26,000 would strain the return on investment for a field with these typical starting salaries.
Where St Catherine University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Compare to Similar Programs Nationally
Psychology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $49,758 | $36,890* | — | $26,000* | — | |
| $15,265 | $47,672* | — | $18,200* | 0.38 | |
| $46,140 | $47,348* | $60,881 | $26,000* | 0.55 | |
| $65,997 | $36,890* | $59,494 | $11,630* | 0.32 | |
| $15,247 | $31,345* | $53,727 | $14,745* | 0.47 | |
| $33,860 | $29,234* | $35,005 | —* | — | |
| National Median | — | $36,890* | — | $16,472* | 0.45 |
Career Paths
Occupations commonly associated with psychology graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St Catherine University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.