Analysis
The $55,000 first-year earnings estimate for St. John's applied mathematics program—based on six similar programs across New York—lands right at the state median but trails the $61,000 national benchmark by about 10%. This gap matters because New York's high cost of living means that earnings discount hits harder here than it would elsewhere. When peer programs at Rochester Institute of Technology are producing $75,000 earners and even SUNY Albany graduates are clearing $66,000, the question becomes whether St. John's particular combination of location, network, and curriculum justifies its position in the lower half of the state's applied math outcomes.
The estimated $25,000 debt load tells a more favorable story. While slightly above both state and national medians for applied mathematics degrees, the 0.46 debt-to-earnings ratio remains manageable—you're looking at roughly six months of gross income to cover the full debt burden. Given St. John's 80% admission rate and reasonable access (24% Pell recipients), this represents a relatively accessible path into a quantitative field without crushing financial strain.
The takeaway: St. John's offers an entry point to applied mathematics at moderate debt levels, but the earnings estimates suggest graduates may need to be more strategic about landing strong first positions than peers from higher-performing programs. The math works, but there's less margin for career missteps early on.
Where St. John's University-New York Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Applied Mathematics bachelors's programs at peer institutions in New York (32 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $50,110 | $55,288* | — | $25,421* | — | |
| $69,045 | $91,559* | — | —* | — | |
| $57,016 | $74,921* | $65,619 | $26,682* | 0.36 | |
| $10,408 | $65,604* | — | $21,286* | 0.32 | |
| $10,560 | $44,972* | $75,438 | $19,000* | 0.42 | |
| $8,576 | $44,430* | — | $18,806* | 0.42 | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. John's University-New York, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.