Finance and Financial Management Services at St. John's University-New York
Bachelor's Degree
Analysis
St. John's finance program starts slow but delivers where it counts: four years out, graduates earn $78,243—well above both the national median ($53,590) and New York's median ($51,244). That 53% earnings jump from year one to year four suggests graduates are landing entry-level positions that lead somewhere, not dead-end back-office roles. The $26,000 debt load is reasonable, creating a debt-to-earnings ratio of 0.51 that most families can manage without strain.
The state context matters here. Among New York's 47 finance programs, St. John's ranks in the 60th percentile—solidly above average despite competing against brand names like Fordham and Syracuse. Yes, those elite programs produce higher earners, but they often come with significantly higher debt and admission barriers (St. John's 80% acceptance rate makes it accessible to more students). The $51,259 starting salary trails the national median slightly, likely reflecting New York's competitive entry-level market where even capable graduates need time to prove themselves.
For a family seeking a practical finance degree without gambling on admission or taking on crushing debt, St. John's delivers. The trajectory matters more than the starting point, and these graduates are clearly advancing into better-paying roles. It's a program that rewards patience with solid mid-career positioning.
Where St. John's University-New York Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How St. John's University-New York graduates compare to all programs nationally
St. John's University-New York graduates earn $51k, placing them in the 37th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New York
Finance and Financial Management Services bachelors's programs at peer institutions in New York (47 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| St. John's University-New York | $51,259 | $78,243 | $26,000 | 0.51 |
| Fordham University | $83,789 | $112,777 | $26,850 | 0.32 |
| Binghamton University | $73,598 | $94,174 | $15,000 | 0.20 |
| Syracuse University | $72,819 | $91,086 | $27,000 | 0.37 |
| Pace University | $61,246 | $81,127 | $26,000 | 0.42 |
| Rochester Institute of Technology | $56,513 | $86,145 | $23,250 | 0.41 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in New York
Compare tuition, earnings, and debt across New York schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Fordham University Bronx | $61,992 | $83,789 | $26,850 |
| Binghamton University Vestal | $10,363 | $73,598 | $15,000 |
| Syracuse University Syracuse | $63,061 | $72,819 | $27,000 |
| Pace University New York | $51,424 | $61,246 | $26,000 |
| Rochester Institute of Technology Rochester | $57,016 | $56,513 | $23,250 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. John's University-New York, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 124 graduates with reported earnings and 158 graduates with debt data. Small samples may not be representative.