Median Earnings (1yr)
$51,259
37th percentile (60th in NY)
Median Debt
$26,000
11% above national median
Debt-to-Earnings
0.51
Manageable
Sample Size
124
Adequate data

Analysis

St. John's finance program starts slow but delivers where it counts: four years out, graduates earn $78,243—well above both the national median ($53,590) and New York's median ($51,244). That 53% earnings jump from year one to year four suggests graduates are landing entry-level positions that lead somewhere, not dead-end back-office roles. The $26,000 debt load is reasonable, creating a debt-to-earnings ratio of 0.51 that most families can manage without strain.

The state context matters here. Among New York's 47 finance programs, St. John's ranks in the 60th percentile—solidly above average despite competing against brand names like Fordham and Syracuse. Yes, those elite programs produce higher earners, but they often come with significantly higher debt and admission barriers (St. John's 80% acceptance rate makes it accessible to more students). The $51,259 starting salary trails the national median slightly, likely reflecting New York's competitive entry-level market where even capable graduates need time to prove themselves.

For a family seeking a practical finance degree without gambling on admission or taking on crushing debt, St. John's delivers. The trajectory matters more than the starting point, and these graduates are clearly advancing into better-paying roles. It's a program that rewards patience with solid mid-career positioning.

Where St. John's University-New York Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

St. John's University-New YorkOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How St. John's University-New York graduates compare to all programs nationally

St. John's University-New York graduates earn $51k, placing them in the 37th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Finance and Financial Management Services bachelors's programs at peer institutions in New York (47 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St. John's University-New York$51,259$78,243$26,0000.51
Fordham University$83,789$112,777$26,8500.32
Binghamton University$73,598$94,174$15,0000.20
Syracuse University$72,819$91,086$27,0000.37
Pace University$61,246$81,127$26,0000.42
Rochester Institute of Technology$56,513$86,145$23,2500.41
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Fordham University
Bronx
$61,992$83,789$26,850
Binghamton University
Vestal
$10,363$73,598$15,000
Syracuse University
Syracuse
$63,061$72,819$27,000
Pace University
New York
$51,424$61,246$26,000
Rochester Institute of Technology
Rochester
$57,016$56,513$23,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St. John's University-New York, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 124 graduates with reported earnings and 158 graduates with debt data. Small samples may not be representative.