Est. Earnings (1yr)
$45,899
Est. from TX median (24 programs)
Est. Median Debt
$29,000
Est. from TX median (6 programs)

Analysis

A debt load near $29,000 against first-year earnings in the mid-$40,000s creates a manageable starting point for St. Mary's business graduates, though these figures are estimated from comparable Texas programs rather than this school's actual outcomes. The debt-to-earnings ratio of 0.63 sits comfortably below the threshold where loan payments become burdensome, and similar business programs across Texas typically produce earnings that align with the $45,899 estimate used here.

What's harder to ignore is the performance gap between St. Mary's estimated outcomes and top business programs in the state. UT Austin grads start around $94,000—more than double the projected figure here—while even mid-tier alternatives like Concordia Texas and University of Houston-Clear Lake show earnings $15,000-$20,000 higher. With an 89% admission rate and test scores well below selective competitors, St. Mary's serves a different student population, but the earnings differential suggests employers may value the brand recognition of better-known programs.

The key question is whether St. Mary's specific advantages—smaller classes, the San Antonio network, or particular industry connections—can close that gap for your child. Since the earnings data here is borrowed from peer programs rather than verified outcomes from St. Mary's alumni, you'll want to ask the school directly about placement rates and starting salaries for recent business grads before committing to this path.

Where St. Mary's University Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Compare to Similar Programs in Texas

Business/Commerce bachelors's programs at peer institutions in Texas (41 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
St. Mary's UniversitySan Antonio$36,242$45,899*—$29,000*—
The University of Texas at AustinAustin$11,678$94,041*——*—
Baylor UniversityWaco$54,844$74,886*$90,608$15,000*0.20
Concordia University TexasAustin$36,690$60,641*$71,368$38,138*0.63
DeVry University-TexasIrving$17,488$57,020*$56,664$47,236*0.83
University of Houston-Clear LakeHouston$7,746$56,494*$70,808$23,766*0.42
National Median—$47,506*—$26,000*0.55
* Estimated from similar programs

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Mary's University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 24 similar programs in TX. Actual outcomes may vary.