Analysis
Based on comparable entrepreneurship programs in Texas, St. Mary's graduates appear to track right at the state median of $45,265 in first-year earnings—a practical starting point, though notably below what students achieve at Texas Christian ($65,028) or Baylor ($59,052). The estimated $25,396 in debt yields a manageable ratio of 0.56, meaning graduates would owe roughly half their first year's income. This sits slightly above both Texas and national debt medians for the field, though the difference is modest.
The challenge here is twofold. First, entrepreneurship education varies wildly in effectiveness—some programs deliver strong networks and mentorship that translate into real business launches, while others provide generic business fundamentals. St. Mary's serves a population where 42% receive Pell grants, which could mean either a student body hungry for economic mobility or one facing steeper post-graduation challenges. Second, these are estimates drawn from peer programs, not actual outcomes for St. Mary's students, so you're evaluating both a school and a field where individual results depend heavily on execution and connections.
For parents, the decision hinges on what your student will actually do with this degree. If they're serious about starting a business and St. Mary's provides genuine access to capital, mentorship, and a local business network in San Antonio, the moderate debt load makes this workable. If it's a general business education in entrepreneurship clothing, you might get similar outcomes from a less expensive option.
Where St. Mary's University Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs in Texas
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Texas (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,242 | $45,265* | — | $25,396* | — | |
| $57,220 | $65,028* | — | $25,292* | 0.39 | |
| $54,844 | $59,052* | $78,193 | $19,375* | 0.33 | |
| $9,711 | $52,752* | — | $11,100* | 0.21 | |
| $11,164 | $45,265* | $55,824 | $19,365* | 0.43 | |
| $8,690 | $32,129* | $37,736 | $25,406* | 0.79 | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Mary's University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in TX. Actual outcomes may vary.