Est. Earnings (1yr)Estimated
$37,927
Est. from TX median (6 programs)
Est. Median DebtEstimated
$15,250
Est. from TX median (8 programs)

Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.

Analysis

This undergraduate certificate in business management comes with estimated numbers that paint a challenging financial picture. Based on comparable programs across Texas, graduates might expect around $38,000 in first-year earnings—right at the state median but trailing what students at Dallas College or University of Phoenix-Texas achieve with similar credentials. The estimated $15,250 in debt creates a debt-to-earnings ratio of 0.40, which is manageable on paper but still means dedicating roughly five months of gross income just to cover educational costs.

What's concerning here is how little these estimated outcomes differ from what students might earn without this credential at all. First-year earnings of $38,000 barely exceed entry-level retail or hospitality management positions in San Antonio, raising questions about whether an undergraduate certificate provides enough differentiation in the job market. Other Texas community colleges offering business certificates show a wide range—some graduates earn $47,000 or more—suggesting that program quality and local employer relationships matter significantly.

For parents considering St Philip's, the key uncertainty is whether this specific program will deliver outcomes closer to the stronger Texas programs or fall below the state median. Without actual graduate data, you're essentially betting on the school's execution and your child's ability to leverage the credential effectively. If cost is driving this decision, make sure there's a clear plan for how this certificate translates into specific job opportunities that justify even moderate debt.

Where St Philip's College Stands

Earnings vs. debt across all business administration, management and operations certificate's programs nationally

Compare to Similar Programs in Texas

Business Administration, Management and Operations certificate's programs at peer institutions in Texas (54 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
St Philip's CollegeSan Antonio$3,412$37,927*$15,250*
University of Phoenix-TexasDallas$48,528*$65,468$12,928*0.27
Dallas CollegeDallas$2,370$46,874*$43,895$17,452*0.37
Tarrant County College DistrictFort Worth$1,728$38,168*$45,853$16,000*0.42
Lone Star College SystemThe Woodlands$3,090$37,686*$39,226$10,015*0.27
Amarillo CollegeAmarillo$2,136$34,489*$17,500*0.51
National Median$39,085*$14,699*0.38
* Estimated from similar programs

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St Philip's College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in TX. Actual outcomes may vary.