Analysis
Based on comparable Applied Mathematics programs in New York, SUNY Oswego appears positioned squarely in the middle of the state's range—above SUNY schools like Stony Brook and Farmingdale, but well below private institutions and University at Albany. The estimated first-year earnings of $55,000 represent the median for similar programs statewide, though they trail the national benchmark by about $6,000. With an estimated debt load of $19,000, graduates would face manageable monthly payments even at this mid-range salary level—the debt-to-earnings ratio of 0.34 suggests reasonable financial footing within a year of graduation.
The challenge is the limited visibility: with too few graduates in recent cohorts for the Department of Education to publish actual outcomes, parents can't see how SUNY Oswego's specific program performs compared to its New York peers. The school's 80% admission rate and moderate test scores suggest it's accessible, and 39% of students receive Pell grants, indicating decent economic diversity. But when Columbia grads in this field earn $91,000 and even SUNY Albany grads hit $65,000, the estimated $55,000 puts SUNY Oswego in a competitive middle tier where the difference between acceptable outcomes and disappointment may come down to individual initiative—internships, networking, and career planning that the data simply can't capture.
Where State University of New York at Oswego Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Applied Mathematics bachelors's programs at peer institutions in New York (32 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,769 | $55,288* | — | $19,000* | — | |
| $69,045 | $91,559* | — | —* | — | |
| $57,016 | $74,921* | $65,619 | $26,682* | 0.36 | |
| $10,408 | $65,604* | — | $21,286* | 0.32 | |
| $10,560 | $44,972* | $75,438 | $19,000* | 0.42 | |
| $8,576 | $44,430* | — | $18,806* | 0.42 | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At State University of New York at Oswego, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.