Median Earnings (1yr)
$51,590
39th percentile (60th in NY)
Median Debt
$19,298
17% below national median
Debt-to-Earnings
0.37
Manageable
Sample Size
78
Adequate data

Analysis

SUNY Oswego's finance program starts below the national median but shows impressive momentum, with graduates seeing earnings jump 33% to nearly $69,000 by year four. That trajectory matters—while first-year earnings of $51,590 trail the national average by about $2,000, the program delivers stronger growth than many competitors, suggesting graduates are advancing into better roles relatively quickly.

The real advantage here is value. At just $19,298 in median debt—roughly $4,000 less than the New York state median—this program ranks in the 60th percentile among New York finance programs despite the state's heavy concentration of elite business schools. You're not getting Fordham-level starting salaries, but you're also not carrying Fordham-level debt. The 0.37 debt-to-earnings ratio means graduates can manage their loans on roughly 37% of their first year's salary, a comfortable position that gets easier as earnings grow.

The moderate sample size suggests steady enrollment, and serving 39% Pell-eligible students indicates the program provides genuine social mobility. For families seeking solid finance credentials without premium private school costs, SUNY Oswego delivers a financially sensible path—especially for students willing to hustle through those first few years to capture the earnings growth this program's alumni demonstrate.

Where State University of New York at Oswego Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

State University of New York at OswegoOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How State University of New York at Oswego graduates compare to all programs nationally

State University of New York at Oswego graduates earn $52k, placing them in the 39th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Finance and Financial Management Services bachelors's programs at peer institutions in New York (47 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
State University of New York at Oswego$51,590$68,781$19,2980.37
Fordham University$83,789$112,777$26,8500.32
Binghamton University$73,598$94,174$15,0000.20
Syracuse University$72,819$91,086$27,0000.37
Pace University$61,246$81,127$26,0000.42
Rochester Institute of Technology$56,513$86,145$23,2500.41
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Fordham University
Bronx
$61,992$83,789$26,850
Binghamton University
Vestal
$10,363$73,598$15,000
Syracuse University
Syracuse
$63,061$72,819$27,000
Pace University
New York
$51,424$61,246$26,000
Rochester Institute of Technology
Rochester
$57,016$56,513$23,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At State University of New York at Oswego, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 78 graduates with reported earnings and 85 graduates with debt data. Small samples may not be representative.