Forestry at Stephen F Austin State University

At just under $40,000 in first-year earnings, Stephen F Austin's forestry program lands below the national median but close to Texas averages—not surprising given that only one other Texas school offers this degree. The $22,250 debt load translates to a manageable 0.56 debt-to-earnings ratio, meaning graduates owe roughly half their first-year salary. That's a reasonable starting point for a field known more for lifestyle than lucrative paychecks.

The real question is whether forestry aligns with your child's career vision. This program sits in the 29th percentile nationally for earnings, reflecting the broader reality that natural resource careers rarely compete with engineering or business salaries. However, the debt burden is proportionate—Stephen F Austin isn't loading students with excessive loans for modest-paying work. With 37% of students receiving Pell grants, the university serves a population that needs affordable pathways to outdoor careers.

For families who understand that forestry is a calling rather than a wealth-building strategy, this program offers fair value. Your child will graduate with debt they can realistically service on an entry-level forester's salary. Just ensure they're genuinely committed to working in natural resources management, because these earnings won't leave much room for career regrets.