Analysis
A debt-to-earnings ratio of 0.48 suggests manageable borrowing—roughly half a year's salary—though the complete picture here requires acknowledging significant uncertainty. The estimated first-year earnings of $45,494 align closely with Alabama's state median for mathematics degrees, but these figures come from just four reporting programs statewide, not from Stillman's actual graduate outcomes. The $21,750 in estimated debt (based on national data for similar institutions) sits slightly above Alabama's typical $20,000 for math programs.
What complicates the assessment is the wide range among Alabama schools with reported data. Athens State graduates earn $57,584 in their first year—nearly $12,000 more than these estimates suggest for Stillman—while Troy graduates start at $31,339. Mathematics degrees can lead to teaching, data analysis, or graduate study, and outcomes depend heavily on which path students pursue and what additional credentials or specializations they add.
For a family borrowing near $22,000, the key question is whether Stillman specifically prepares students to land toward the higher end of that Alabama range. With 68% of students receiving Pell grants, the college serves many who need affordable pathways to career advancement. But without actual earnings data for Stillman graduates, you're essentially betting on comparable performance to the state average—a reasonable baseline assumption, but one worth testing through conversations with current students, alumni, and the mathematics department about job placement specifics.
Where Stillman College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Alabama
Mathematics bachelors's programs at peer institutions in Alabama (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,392 | $45,494* | — | $21,750* | — | |
| — | $57,584* | $49,573 | —* | — | |
| $8,832 | $46,130* | $46,880 | $25,350* | 0.55 | |
| $11,900 | $44,857* | $60,584 | $20,000* | 0.45 | |
| $9,792 | $31,339* | — | $17,500* | 0.56 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Stillman College, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in AL. Actual outcomes may vary.