Est. Earnings (1yr)
$35,689
Est. from NJ median (5 programs)
Est. Median Debt
$26,974
Est. from NJ median (4 programs)

Analysis

A bachelor's in physics from Stockton appears positioned near the middle of New Jersey's range, with comparable programs across the state suggesting first-year earnings around $35,700. That's roughly $12,000 below the national median for physics graduates, a meaningful gap that reflects either regional market dynamics or the types of positions New Jersey physics grads initially pursue. At $26,974 in estimated debt, the financial picture looks manageable—you'd be borrowing about three-quarters of that first year's salary, which is reasonable territory for a STEM degree.

The concern here isn't the debt load itself but rather what those first-year earnings signal about career trajectory. Physics traditionally opens doors to graduate school, engineering roles, or technical positions that often pay more as graduates gain experience or additional credentials. If your child plans to continue directly to graduate work or enter fields where physics serves as a foundation rather than the endpoint, these initial earnings matter less. However, if they expect to work immediately after graduation in a physics-specific role, that $35,700 starting point—paired with New Jersey's high cost of living—creates tight margins.

Given that these figures come from peer programs rather than Stockton's actual outcomes, confirm with the department where recent graduates have landed. If they're feeding into strong graduate programs or specific industry pipelines, the investment calculates differently than if grads are struggling to find physics-relevant work.

Where Stockton University Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in New Jersey

Physics bachelors's programs at peer institutions in New Jersey (16 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Stockton UniversityGalloway$15,532$35,689*—$26,974*—
Montclair State UniversityMontclair$14,766$39,740*——*—
Rowan UniversityGlassboro$15,700$36,435*$74,209$27,000*0.74
Rutgers University-CamdenCamden$17,079$35,689*—$26,974*0.76
Rutgers University-New BrunswickNew Brunswick$17,239$35,689*—$26,974*0.76
Rutgers University-NewarkNewark$16,586$35,689*—$26,974*0.76
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Stockton University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in NJ. Actual outcomes may vary.