Analysis
A $29,172 debt load for a bachelor's in HR at Sullivan University sits right in the middle of what's typical nationally—neither a standout bargain nor a warning sign. What's more puzzling is the earnings trajectory: while peer HR programs suggest first-year earnings around $50,361, Sullivan's actual four-year data shows graduates making slightly less at $49,284. That's unusual—most bachelor's programs see meaningful salary growth by year four, not stagnation or slight decline. This pattern could reflect the local Louisville job market, the types of HR roles graduates pursue, or simply year-to-year variation in a small sample size.
Kentucky's HR market is modest overall, with similar programs across the state clustering around $49,800 in earnings and $29,400 in debt. Sullivan's outcomes align closely with these state norms. The debt-to-earnings ratio of 0.58 is manageable—graduates would be dedicating roughly 6-7% of gross income to federal loan payments under standard repayment plans. That's workable, especially for a field with steady demand and clear career progression paths.
The real question is whether Sullivan's specific outcomes will follow the national pattern or the flat trajectory shown in the four-year data. For parents, that means this program looks like a solid, middle-of-the-road investment with reasonable debt—but you'll want to understand why mid-career earnings aren't showing the expected growth before committing.
Where Sullivan University Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Sullivan University | — | $49,284 | — |
| Cornell University | $73,436 | $94,446 | +29% |
| University of Michigan-Ann Arbor | $82,714 | $92,289 | +12% |
| Saint Joseph's University - Philadelphia | $58,528 | $83,008 | +42% |
| Northern Kentucky University | $49,803 | $53,031 | +6% |
Compare to Similar Programs in Kentucky
Human Resources Management and Services bachelors's programs at peer institutions in Kentucky (4 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,220 | $50,361* | $49,284 | $29,172 | — | |
| $10,896 | $49,803* | $53,031 | $29,634 | 0.60 | |
| National Median | — | $50,361* | — | $26,625 | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Sullivan University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 169 similar programs. Actual outcomes may vary.