Analysis
SUNY Fredonia's finance program falls behind its New York peers, with first-year earnings of $46,737 trailing both the state median ($51,244) and national median ($53,590). While the program lands at the 40th percentile among New York finance programs, that ranking doesn't tell the full story—top SUNY programs like Binghamton produce graduates earning 57% more in their first year. For a finance degree, where starting position and early networking matter enormously, that gap compounds over time.
The positive news: debt is manageable at $25,171 (right at the state median), and earnings do grow 27% by year four to reach nearly $60,000. This growth trajectory suggests graduates eventually find their footing, though they're starting from a lower base than peers at comparable public universities. The 0.54 debt-to-earnings ratio is reasonable, particularly for families prioritizing affordability.
However, the sample size here is small—under 30 graduates—which means a few outliers could be skewing these numbers in either direction. For a motivated student committed to finance, Fredonia's lower admission standards and costs might still make sense, but families should understand they're accepting a trade-off: lower debt now for potentially slower career acceleration compared to more competitive SUNY campuses. If your child is considering finance seriously, compare financial aid packages from Binghamton or other SUNY options before committing.
Where SUNY at Fredonia Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How SUNY at Fredonia graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| SUNY at Fredonia | $46,737 | $59,561 | +27% |
| Fordham University | $83,789 | $112,777 | +35% |
| Binghamton University | $73,598 | $94,174 | +28% |
| Syracuse University | $72,819 | $91,086 | +25% |
| Rochester Institute of Technology | $56,513 | $86,145 | +52% |
Compare to Similar Programs in New York
Finance and Financial Management Services bachelors's programs at peer institutions in New York (47 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,771 | $46,737 | $59,561 | $25,171 | 0.54 | |
| $61,992 | $83,789 | $112,777 | $26,850 | 0.32 | |
| $10,363 | $73,598 | $94,174 | $15,000 | 0.20 | |
| $63,061 | $72,819 | $91,086 | $27,000 | 0.37 | |
| $51,424 | $61,246 | $81,127 | $26,000 | 0.42 | |
| $57,016 | $56,513 | $86,145 | $23,250 | 0.41 | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At SUNY at Fredonia, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.