Median Earnings (1yr)
$46,737
18th percentile (40th in NY)
Median Debt
$25,171
8% above national median
Debt-to-Earnings
0.54
Manageable
Sample Size
28
Limited data

Analysis

SUNY Fredonia's finance program falls behind its New York peers, with first-year earnings of $46,737 trailing both the state median ($51,244) and national median ($53,590). While the program lands at the 40th percentile among New York finance programs, that ranking doesn't tell the full story—top SUNY programs like Binghamton produce graduates earning 57% more in their first year. For a finance degree, where starting position and early networking matter enormously, that gap compounds over time.

The positive news: debt is manageable at $25,171 (right at the state median), and earnings do grow 27% by year four to reach nearly $60,000. This growth trajectory suggests graduates eventually find their footing, though they're starting from a lower base than peers at comparable public universities. The 0.54 debt-to-earnings ratio is reasonable, particularly for families prioritizing affordability.

However, the sample size here is small—under 30 graduates—which means a few outliers could be skewing these numbers in either direction. For a motivated student committed to finance, Fredonia's lower admission standards and costs might still make sense, but families should understand they're accepting a trade-off: lower debt now for potentially slower career acceleration compared to more competitive SUNY campuses. If your child is considering finance seriously, compare financial aid packages from Binghamton or other SUNY options before committing.

Where SUNY at Fredonia Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

SUNY at FredoniaOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How SUNY at Fredonia graduates compare to all programs nationally

SUNY at Fredonia graduates earn $47k, placing them in the 18th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Finance and Financial Management Services bachelors's programs at peer institutions in New York (47 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
SUNY at Fredonia$46,737$59,561$25,1710.54
Fordham University$83,789$112,777$26,8500.32
Binghamton University$73,598$94,174$15,0000.20
Syracuse University$72,819$91,086$27,0000.37
Pace University$61,246$81,127$26,0000.42
Rochester Institute of Technology$56,513$86,145$23,2500.41
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Fordham University
Bronx
$61,992$83,789$26,850
Binghamton University
Vestal
$10,363$73,598$15,000
Syracuse University
Syracuse
$63,061$72,819$27,000
Pace University
New York
$51,424$61,246$26,000
Rochester Institute of Technology
Rochester
$57,016$56,513$23,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At SUNY at Fredonia, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.