Analysis
Swarthmore's elite status—with a 7% admission rate and SAT scores averaging 1527—doesn't translate into strong financial returns for education majors based on what peer programs suggest. Comparable education bachelor's programs nationally produce first-year earnings around $38,660, which is actually slightly above Pennsylvania's median of $36,636 but still leaves graduates facing nearly their entire annual salary in debt at an estimated $27,000.
The value proposition becomes clearer when you consider the competition. Some Pennsylvania education programs, like Wilkes University, report first-year earnings exceeding $45,000—nearly $7,000 more than what similar programs typically yield. Meanwhile, Swarthmore's estimated debt load matches the state median but sits against significantly lower earning potential. For a family paying premium prices at one of America's most selective colleges, this creates an uncomfortable reality: your child's teaching career will likely start at the same modest salary as graduates from far less expensive institutions, but potentially with more cumulative debt from four years of higher costs.
Teaching is rewarding work with strong job security and pension benefits that improve the long-term picture. But if your child is committed to education, carefully compare Swarthmore's total cost of attendance against Pennsylvania's public teacher preparation programs. The credential matters less than the certification in K-12 hiring, and the salary scales are the same regardless of where you earned your degree.
Where Swarthmore College Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Education bachelors's programs at peer institutions in Pennsylvania (20 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $62,412 | $38,660* | — | $27,000* | — | |
| $42,286 | $45,273* | — | $27,000* | 0.60 | |
| $35,815 | $27,998* | $37,516 | $27,000* | 0.96 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Swarthmore College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.