Analysis
The earnings trajectory here tells an uncomfortable story: comparable business associate programs in South Carolina suggest first-year earnings around $35,275, climbing to just $36,107 by year four—barely $800 of growth over three years. While the estimated debt load of roughly $19,000 isn't catastrophic at 0.54 times first-year earnings, it's still $5,000 above the national median for business associate degrees, and you're taking on that burden for a credential that appears to stall quickly.
What makes this harder to evaluate is that we're working entirely with estimates—both the earnings and debt figures come from peer programs across South Carolina since this school's graduate cohort was too small for the Department of Education to report. The state context isn't encouraging either: other SC business programs with actual reported data show Strayer graduates earning $44,000+ and even nearby technical colleges like Horry-Georgetown producing $36,679 first-year earners. Technical College of the Lowcountry's estimated outcomes sit near the bottom of that range.
For a parent, the question is whether an associate degree that may plateau at $36,000 justifies $19,000 in debt when similar credentials at other South Carolina technical colleges appear to offer better returns. The small cohort size makes it impossible to know if this program actually performs better or worse than these estimates suggest, which is itself a yellow flag about enrollment and outcomes.
Where Technical College of the Lowcountry Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Technical College of the Lowcountry | — | $36,107 | — |
| Thomas More University | $83,571 | $68,202 | -18% |
| Strayer University-South Carolina | $44,154 | $47,516 | +8% |
| Piedmont Technical College | $33,486 | $36,670 | +10% |
| Horry-Georgetown Technical College | $36,679 | $26,486 | -28% |
Compare to Similar Programs in South Carolina
Business/Commerce associates's programs at peer institutions in South Carolina (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,500 | $35,275* | $36,107 | $18,903* | — | |
| $13,920 | $44,154* | $47,516 | $32,810* | 0.74 | |
| $4,468 | $36,679* | $26,486 | $26,100* | 0.71 | |
| $5,512 | $33,870* | — | $11,000* | 0.32 | |
| $4,775 | $33,486* | $36,670 | $26,547* | 0.79 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Technical College of the Lowcountry, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in SC. Actual outcomes may vary.