Liberal Arts and Sciences, General Studies and Humanities at Temple College
Associate's Degree
Analysis
Temple College's liberal arts program achieves something rare: associate's degree holders here earn more than those at 68% of similar programs nationwide while carrying significantly less debt. At $14,534, student debt sits in the 20th percentile nationally—meaning only 20% of programs burden graduates with less. That 0.49 debt-to-earnings ratio represents a manageable financial starting point for a two-year degree, especially given that median earnings climb to $37,070 by year four, a 25% gain that outpaces inflation.
Within Texas, this program lands in the 60th percentile for earnings—respectable but not exceptional. Temple College trails community colleges like Central Texas ($39,731) and Austin Community College ($38,436) by roughly $10,000 in first-year earnings. Still, the combination of below-average debt and above-median earnings creates breathing room that matters for the 40% of students here who rely on Pell grants.
The trajectory is the real story here. That $7,500 earnings jump over four years suggests graduates are successfully building careers rather than stagnating in entry-level positions. For families worried about taking on debt for a liberal arts associate's degree, Temple offers a financially sensible path—just understand you're paying for stability and affordability rather than the highest possible starting salary in Texas.
Where Temple College Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Temple College graduates compare to all programs nationally
Temple College graduates earn $30k, placing them in the 68th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Texas (73 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Temple College | $29,609 | $37,070 | $14,534 | 0.49 |
| Central Texas College | $39,731 | $40,293 | $8,400 | 0.21 |
| Austin Community College District | $38,436 | $47,311 | $15,000 | 0.39 |
| Howard College | $36,240 | $35,922 | $14,233 | 0.39 |
| Southwest College for the Deaf | $36,240 | $35,922 | $14,233 | 0.39 |
| Alvin Community College | $35,306 | $36,759 | $8,081 | 0.23 |
| National Median | $27,248 | — | $10,950 | 0.40 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Central Texas College Killeen | $3,150 | $39,731 | $8,400 |
| Austin Community College District Austin | $2,550 | $38,436 | $15,000 |
| Howard College Big Spring | $2,766 | $36,240 | $14,233 |
| Southwest College for the Deaf Big Spring | $2,766 | $36,240 | $14,233 |
| Alvin Community College Alvin | $1,834 | $35,306 | $8,081 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Temple College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 54 graduates with reported earnings and 131 graduates with debt data. Small samples may not be representative.