Practical Nursing, Vocational Nursing and Nursing Assistants at Tennessee College of Applied Technology Northwest
Undergraduate Certificate or Diploma
tcatnorthwest.eduAnalysis
Tennessee College of Applied Technology Northwest stands out for one thing: remarkably low debt at $7,500βjust half the state median and among the lowest in the country for this program. That's a genuine advantage. Unfortunately, earnings don't match that affordability. First-year graduates earn $37,350, which lags both the Tennessee median ($39,477) and trails the national figure by nearly $7,000. More concerning is the trajectory: earnings drop 12% by year four to $33,006, while most nursing credentials typically lead to stable or growing wages as graduates gain experience.
Within Tennessee's 29 practical nursing programs, this ranks squarely in the middle for earnings despite being one of the most affordable. Compare these outcomes to TCAT Nashville ($51,085) or TCAT Athens ($46,871), where graduates earn 37-56% more in their first year. The debt-to-earnings ratio of 0.20 looks reasonable on paper, but that's partly because both numbers are lowβyou're borrowing less but also earning less.
For families prioritizing minimal debt above all else, this program delivers. You'll graduate owing roughly what many nursing students pay in a single semester elsewhere. But expect starting wages that require careful budgeting, and don't count on significant salary growth in the first few years. If your child can access one of Tennessee's higher-performing TCAT programs without substantially more debt, that would likely offer better long-term value.
Where Tennessee College of Applied Technology Northwest Stands
Earnings vs. debt across all practical nursing, vocational nursing and nursing assistants certificate's programs nationally
Earnings Distribution
How Tennessee College of Applied Technology Northwest graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Tennessee College of Applied Technology Northwest | $37,350 | $33,006 | -12% |
| Tennessee College of Applied Technology Nashville | $51,085 | $52,292 | +2% |
| Chattanooga State Community College | $36,350 | $45,058 | +24% |
| Tennessee College of Applied Technology-Jackson | $39,078 | $41,838 | +7% |
| Tennessee College of Applied Technology-McMinnville | $34,294 | $40,541 | +18% |
Compare to Similar Programs in Tennessee
Practical Nursing, Vocational Nursing and Nursing Assistants certificate's programs at peer institutions in Tennessee (29 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| β | $37,350 | $33,006 | $7,500 | 0.20 | |
| β | $51,085 | $52,292 | $19,966 | 0.39 | |
| $10,690 | $50,437 | β | $20,029 | 0.40 | |
| β | $46,871 | $38,918 | $9,925 | 0.21 | |
| β | $46,390 | β | $5,846 | 0.13 | |
| β | $44,915 | β | $6,398 | 0.14 | |
| National Median | β | $44,134 | β | $14,803 | 0.34 |
Career Paths
Occupations commonly associated with practical nursing, vocational nursing and nursing assistants graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee College of Applied Technology Northwest, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 66 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.