Median Earnings (1yr)
$37,350
23rd percentile (40th in TN)
Median Debt
$7,500
49% below national median
Debt-to-Earnings
0.20
Manageable
Sample Size
66
Adequate data

Analysis

Tennessee College of Applied Technology Northwest stands out for one thing: remarkably low debt at $7,500—just half the state median and among the lowest in the country for this program. That's a genuine advantage. Unfortunately, earnings don't match that affordability. First-year graduates earn $37,350, which lags both the Tennessee median ($39,477) and trails the national figure by nearly $7,000. More concerning is the trajectory: earnings drop 12% by year four to $33,006, while most nursing credentials typically lead to stable or growing wages as graduates gain experience.

Within Tennessee's 29 practical nursing programs, this ranks squarely in the middle for earnings despite being one of the most affordable. Compare these outcomes to TCAT Nashville ($51,085) or TCAT Athens ($46,871), where graduates earn 37-56% more in their first year. The debt-to-earnings ratio of 0.20 looks reasonable on paper, but that's partly because both numbers are low—you're borrowing less but also earning less.

For families prioritizing minimal debt above all else, this program delivers. You'll graduate owing roughly what many nursing students pay in a single semester elsewhere. But expect starting wages that require careful budgeting, and don't count on significant salary growth in the first few years. If your child can access one of Tennessee's higher-performing TCAT programs without substantially more debt, that would likely offer better long-term value.

Where Tennessee College of Applied Technology Northwest Stands

Earnings vs. debt across all practical nursing, vocational nursing and nursing assistants certificate's programs nationally

Tennessee College of Applied Technology NorthwestOther practical nursing, vocational nursing and nursing assistants programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tennessee College of Applied Technology Northwest graduates compare to all programs nationally

Tennessee College of Applied Technology Northwest graduates earn $37k, placing them in the 23th percentile of all practical nursing, vocational nursing and nursing assistants certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Practical Nursing, Vocational Nursing and Nursing Assistants certificate's programs at peer institutions in Tennessee (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee College of Applied Technology Northwest$37,350$33,006$7,5000.20
Tennessee College of Applied Technology Nashville$51,085$52,292$19,9660.39
Chattanooga College Medical Dental and & Technical Careers$50,437$20,0290.40
TCAT Athens$46,871$38,918$9,9250.21
Tennessee College of Applied Technology-Hartsville$46,390$5,8460.13
Tennessee College of Applied Technology-Upper Cumberland$44,915$6,3980.14
National Median$44,134$14,8030.34

Other Practical Nursing, Vocational Nursing and Nursing Assistants Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Tennessee College of Applied Technology Nashville
Nashville
$51,085$19,966
Chattanooga College Medical Dental and & Technical Careers
Chattanooga
$10,690$50,437$20,029
TCAT Athens
Athens
$46,871$9,925
Tennessee College of Applied Technology-Hartsville
Hartsville
$46,390$5,846
Tennessee College of Applied Technology-Upper Cumberland
Crossville
$44,915$6,398

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee College of Applied Technology Northwest, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 66 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.