Analysis
Comparable precision metal working programs nationally suggest first-year earnings around $41,500—solid starting pay for an associate degree, particularly when paired with what appears to be manageable debt. The estimated $11,562 in borrowing would translate to monthly payments of roughly $130 over ten years, representing less than 4% of gross monthly income. That's a comfortable margin that leaves room for other financial priorities.
What's encouraging here is that Ohio's precision metal working field appears accessible, with state programs typically carrying even lower debt loads (around $7,700 median). While we're working with estimates for Terra State specifically, the broader pattern suggests this is a field where students can enter the workforce without crushing loan burdens. The 0.28 debt-to-earnings ratio falls well within the range of sound educational investments.
The practical reality: precision metal working offers a clear path to stable employment with earnings that should comfortably cover educational costs. For families concerned about return on investment, the combination of trades-focused training and modest debt exposure represents lower financial risk than many bachelor's degree programs. Just recognize these figures are derived from peer programs nationwide—Terra State's actual outcomes could vary, though the state's generally lower debt pattern for this field is reassuring.
Where Terra State Community College Stands
Earnings vs. debt across all precision metal working associates's programs nationally
Compare to Similar Programs in Ohio
Precision Metal Working associates's programs at peer institutions in Ohio (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,660 | $41,504* | — | $11,562* | — | |
| — | $38,861* | — | $7,667* | 0.20 | |
| National Median | — | $41,504* | — | $12,000* | 0.29 |
Career Paths
Occupations commonly associated with precision metal working graduates
Sheet Metal Workers
Machinists
Tool and Die Makers
Welders, Cutters, Solderers, and Brazers
Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic
Forging Machine Setters, Operators, and Tenders, Metal and Plastic
Rolling Machine Setters, Operators, and Tenders, Metal and Plastic
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic
Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Terra State Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 56 similar programs. Actual outcomes may vary.