Est. Earnings (1yr)
$45,899
Est. from TX median (24 programs)
Est. Median Debt
$23,750
Est. from TX median (14 programs)

Analysis

Texas A&M's business program delivers a compelling trajectory that justifies its modest initial investment. While comparable Texas programs suggest first-year earnings around $46,000 and debt near $24,000, this program's real story emerges by year four, when graduates report median earnings of $105,326—nearly double the typical starting point and significantly ahead of most competitors in the state. That's actual reported data, not an estimate, and it places A&M graduates among the highest earners in Texas business programs.

The estimated debt-to-earnings ratio of 0.52 means your child would owe roughly half a year's salary upon graduation—a manageable burden that gets easier to service as earnings accelerate. The key question is whether that four-year trajectory holds: does the $45,000-to-$105,000 jump reflect steady career advancement, or are a subset of high earners pulling the average up? Either way, the gap between early and mid-career earnings here is unusually large.

For a solidly selective public university with relatively low debt, this looks like sound value. The $24,000 borrowing estimate sits below both state and national medians for business degrees, while the long-term earning potential—based on what we can actually measure—outpaces nearly every peer program in Texas except UT Austin. If your child can handle the academic rigor at A&M, the numbers suggest the investment pays off fairly quickly.

Where Texas A&M University-College Station Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Texas A&M University-College Station—$105,326—
Baylor University$74,886$90,608+21%
Southwestern University$47,056$76,367+62%
Concordia University Texas$60,641$71,368+18%
University of Houston-Clear Lake$56,494$70,808+25%

Compare to Similar Programs in Texas

Business/Commerce bachelors's programs at peer institutions in Texas (41 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Texas A&M University-College StationCollege Station$13,099$45,899*$105,326$23,750*—
The University of Texas at AustinAustin$11,678$94,041*——*—
Baylor UniversityWaco$54,844$74,886*$90,608$15,000*0.20
Concordia University TexasAustin$36,690$60,641*$71,368$38,138*0.63
DeVry University-TexasIrving$17,488$57,020*$56,664$47,236*0.83
University of Houston-Clear LakeHouston$7,746$56,494*$70,808$23,766*0.42
National Median—$47,506*—$26,000*0.55
* Estimated from similar programs

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-College Station, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 24 similar programs in TX. Actual outcomes may vary.