Business/Commerce at Texas A&M University-San Antonio
Bachelor's Degree
Analysis
Texas A&M-San Antonio's business program performs better against Texas schools than the national average suggests—graduating in the 60th percentile statewide versus the 45th percentile nationally. For families prioritizing affordability and in-state options, this matters. First-year graduates earn $46,676, just slightly below the Texas median of $45,899, while carrying $23,217 in debt—about $2,000 less than typical Texas business graduates. The 0.50 debt-to-earnings ratio means students owe roughly half their first-year salary, a manageable figure that many can pay down within a few years of graduation.
The reality check: these earnings sit well below what UT Austin ($94,041) or Baylor ($74,886) graduates command, but those schools serve different markets with far more competitive admissions. With a 92% acceptance rate and over half of students receiving Pell grants, Texas A&M-San Antonio serves primarily first-generation and working-class students who need accessible education. For these families, the question isn't whether their child could earn more at UT Austin—it's whether this program offers solid mobility without crushing debt.
The answer appears to be yes, with one caveat: business degrees reward hustle and networking as much as the diploma itself. Students who leverage internships and build connections can outperform these medians, while those who simply collect credits may struggle. The debt load won't sink anyone, but career outcomes will depend heavily on what students do beyond the classroom.
Where Texas A&M University-San Antonio Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Texas A&M University-San Antonio graduates compare to all programs nationally
Texas A&M University-San Antonio graduates earn $47k, placing them in the 45th percentile of all business/commerce bachelors programs nationally.
Compare to Similar Programs in Texas
Business/Commerce bachelors's programs at peer institutions in Texas (41 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Texas A&M University-San Antonio | $46,676 | — | $23,217 | 0.50 |
| The University of Texas at Austin | $94,041 | — | — | — |
| Baylor University | $74,886 | $90,608 | $15,000 | 0.20 |
| Concordia University Texas | $60,641 | $71,368 | $38,138 | 0.63 |
| DeVry University-Texas | $57,020 | $56,664 | $47,236 | 0.83 |
| University of Houston-Clear Lake | $56,494 | $70,808 | $23,766 | 0.42 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The University of Texas at Austin Austin | $11,678 | $94,041 | — |
| Baylor University Waco | $54,844 | $74,886 | $15,000 |
| Concordia University Texas Austin | $36,690 | $60,641 | $38,138 |
| DeVry University-Texas Irving | $17,488 | $57,020 | $47,236 |
| University of Houston-Clear Lake Houston | $7,746 | $56,494 | $23,766 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-San Antonio, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 60 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.