Analysis
A debt load around $29,000 might sound manageable until you look at what comes after graduation. While peer business programs in Texas suggest first-year earnings near $46,000, the actual reported figure four years out is $43,449βlower than the estimated starting salary. This backward slide is unusual for a business degree and particularly concerning when 85% of students rely on Pell grants to afford this program.
The debt-to-earnings ratio of 0.63 sits in reasonable territory on paper, but that four-year earnings dip tells a different story about career trajectory. Most business graduates see their salaries climb steadily after that first job, not stagnate or decline. Whether this reflects the local Tyler job market, alumni network strength, or program outcomes is unclear from the limited data, but it's a pattern that warrants serious investigation before committing.
For families weighing this investment, the core question is whether Texas College's specific outcomes justify similar costs to programs with demonstrated earning power. The top business programs in Texas produce graduates earning $57,000 to $94,000, nearly double what's shown here at year four. Given the uncertainty in the estimates and the troubling earnings trend in the actual data, you need direct answers from the school about job placement rates, employer partnerships, and why their four-year graduates aren't seeing the income growth typical of business majors.
Where Texas College Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Texas College | β | $43,449 | β |
| Baylor University | $74,886 | $90,608 | +21% |
| Southwestern University | $47,056 | $76,367 | +62% |
| Concordia University Texas | $60,641 | $71,368 | +18% |
| University of Houston-Clear Lake | $56,494 | $70,808 | +25% |
Compare to Similar Programs in Texas
Business/Commerce bachelors's programs at peer institutions in Texas (41 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,008 | $45,899* | $43,449 | $29,000* | β | |
| $11,678 | $94,041* | β | β* | β | |
| $54,844 | $74,886* | $90,608 | $15,000* | 0.20 | |
| $36,690 | $60,641* | $71,368 | $38,138* | 0.63 | |
| $17,488 | $57,020* | $56,664 | $47,236* | 0.83 | |
| $7,746 | $56,494* | $70,808 | $23,766* | 0.42 | |
| National Median | β | $47,506* | β | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas College, approximately 85% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 24 similar programs in TX. Actual outcomes may vary.